Asset Liability Treasury Manager

Sunflower Bank, N.A.

$125K — $175K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Accounting, Finance, Economics, or related field required.
  • 5+ years in Treasury, banking, or quantitative analytics experience.
  • Proven expertise in Asset Liability Management (ALM) strategies.
  • Preferable experience with ZMDesk and Moody's OALM model.
  • Strong verbal and written communication skills.
  • Advanced data management and financial analysis capabilities.

Responsibilities

  • Oversee the bank's interest rate risk and balance sheet structure.
  • Develop and execute ALM strategies, including risk modeling and analysis.
  • Ensure compliance with regulatory and internal risk management guidelines.
  • Prepare reports on Net Interest Income (NII) and Economic Value of Equity (EVE).
  • Monitor market trends impacting interest rates and liquidity positions.
  • Collaborate with cross-functional teams to align financial strategies.
  • Provide mentorship to team members and lead ALM initiatives.

Benefits

  • 401(k) Plan with 6% match
  • Health, dental, and vision insurance
  • Company-paid life insurance
  • Tuition reimbursement
  • Fitness reimbursement
  • Paid time off and holidays
  • Volunteer leave and additional perks and incentives.
Full Job Description
Job Type

Full-time

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Asset Liability Treasury Manager at our Denver, CO location.

The salary range for this position is $125,000 to $175,000 depending on knowledge, skills, abilities, experience, and location.

Hybrid options preferred.

Description:

Responsible for overseeing the Bank's interest rate risk and balance sheet structure through advanced asset-liability management (ALM) practices. This role leads the development and execution of ALM strategies, including interest rate risk modeling, scenario and sensitivity analysis, conducting thorough assessments, and collaborating with various departments to ensure compliance with policy and regulatory requirements. The position collaborates cross-functionally within the Treasury Department to ensure alignment with regulatory expectations and internal risk appetite, while supporting the Bank's long-term financial sustainability. Reporting directly to the Assistant Treasurer, this role plays a critical part in shaping the Bank's ALM framework, optimizing risk-adjusted returns, and ensuring a resilient balance sheet under varying market conditions.

Responsibilities:
  • Maintain and enhance the ALM model that supports NII and EVE sensitivity, and key underlying assumptions.
  • Continuously monitor market conditions and identify trends that may impact the bank's interest-rate-risk profile and liquidity positions or portfolio performance.
  • Ensure compliance with all regulatory and internal risk management guidelines, including liquidity risk and interest rate risk.
  • Develop and supplement current risk management practices to ensure portfolio objectives are aligned with the bank's broader short- and long-term strategies, including its target balance sheet size and composition.
  • Prepare and present regular reports to Treasury Department senior management and ALCO, highlighting Net Interest Income (NII) and Economic Value of Equity (EVE) model results, and performance.
  • Utilize advanced financial modeling and analysis to support balance sheet strategies.
  • Assist with counterparties, brokers, and external investment managers to monitor and report portfolio and hedging transactions efficiently with respect to interest rate risk hedging.
  • Perform support for scenario analysis and stress testing on the ALM Model to assess potential risks and identify areas for improvement.
  • Work closely with Treasury Department senior leadership to align strategies with the bank's broader financial goals.
  • Provide leadership, mentorship, and guidance to team members as needed.
  • Collaborate with other departments to ensure seamless cross-functional operations, aligned objectives and achievement of desired financial goals.
  • Assist in developing and implementing treasury policies and procedures related to interest rate risk and liquidity risk management.
  • Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
  • Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
  • Understand and participate in the Bank's Community Reinvestment Act program.
  • Perform other duties as assigned.


Education / Experience Preferred:

  • Bachelor's degree in accounting, Finance, or Economics, or related degree required.
  • Minimum of 5 or more years in Treasury or related areas within the banking industry, or quantitative analytics required.
  • Direct knowledge of Asset Liability Management (ALM) strategies and processes.
  • Additional industry recognized certification(s), preferred.
  • Experience with ZMDesk, Moody's OALM model preferred.
  • Must have excellent verbal and written communication skills.
  • Must have advanced data management skills.
  • Must possess the ability to interpret and communicate complex financial data.
  • Must have the ability to run the financial forecast modeling, analytics, and forecasting skills.
  • Must be flexible with duties performed.
  • Must have knowledge of regulatory requirements.
  • Must be able to work with all levels of employees and outside vendors, etc.


Pay is dependent on knowledge, skills, abilities, experience, and location.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Sunflower Bank Benefits

People choose to "bank" with us, but for those we serve, we're more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.

Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused


Associates enjoy outstanding benefits, including:

  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!
  • If you qualify, apply online at www.sunflowerbank.com/careers.


You've never worked anyplace like Sunflower Bank!

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