Job description
Job Description
The Deputy BSA-AML Officer for AUS Merchant Services supports the BSA Officer in executing the U.S. Bank Secrecy Act, USA PATRIOT Act, and Anti-Money Laundering/Counter-Terrorist Financing (AML/CTF) requirements. The role is responsible for managing and conducting complex investigations, overseeing the escalation and resolution of potential suspicious activity, reviewing and/or drafting Suspicious Activity Reports (SARs), performing partner risk assessments, and conducting due diligence on foreign agent/counterparties. The Deputy BSA-AML Officer also contributes to the continuous enhancement of the BSA-AML program, helping to strengthen improve effectiveness, and adapt to emerging risks.
This role is well-suited for a seasoned professional with strong investigative and analytical skills, who brings sound judgement and the ability to challenge assumptions and think critically in a highly regulated, multinational financial environment.
Main Responsibilities
• Conduct and oversee investigations into potentially suspicious activity, including escalated or referred cases from monitoring systems, frontline teams, or other departments.
• Own the timely and accurate filing of SARs, and other reports required by U.S. AML laws, and assist with law enforcement information requests.
• Review and/or draft high-quality SARs in accordance with regulatory requirements and internal procedures.
• Perform enhanced due diligence (EDD) on high-risk partners, including onboarding reviews and periodic refreshes.
• Conduct foreign agent/counterparty due diligence to evaluate BSA/AML exposure and determine the appropriate level of risk mitigation.
• Assist in identifying patterns, typologies, or trends in AML that may impact the organization.
• Support regulatory examinations, audits, and internal reviews by preparing materials and participating in walkthroughs.
• Support remediation and corrective-action plans for any deficiencies, ensuring sustainable compliance improvements.
• Ensure robust U.S.-specific training programs for employees, management, and the Board, fostering strong awareness and internal controls.
• Advocate for U.S. regulatory interests at the global governance level, maintaining compliance independence and organizational trust.
• Ensure the maintenance of all records required by U.S. AML laws, including the BSA, USA PATRIOAT Act, and other related state and federal laws.
Job Requirement
Qualifications
• >15 years in financial crime, BSA/AML compliance.
• Ability to translate complex regulatory requirements into actionable enterprise policies while defending U.S. interests in a multinational matrix.
• Demonstrated ability to assess risk related to third-party or partner relationships.
• Experience drafting or reviewing SARs and conducting high-quality investigations.
• Ability to work independently and exercise sound judgment under pressure.
• Independent thinker with integrity, resilience, and strong judgement.
• Exceptional written/oral communication and writing skills.
The US base salary range for this full-time position is $180,000-250,000. Our salary ranges are determined by role, level, and location. This salary range may be inclusive of several career levels and will be narrowed during the interview process based on a number of factors, including the candidate's experience, qualifications, and relevant education or training.
Additional benefits for this role may include: company bonus, equity, 401(k) plan; medical, dental, and vision benefits etc.
