Analyst - Securitization

Crédit Agricole S.A.

$100K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree required; post-graduate education preferred.
  • 1-2 years of securitization experience needed.
  • Experience in a banking environment, dealing with clients.
  • Proficiency in Excel, including VBA and Access.
  • Fluency in English is a must; knowledge of French is a plus.

Responsibilities

  • Prepare detailed credit analyses and financial models for asset portfolios.
  • Engage in structuring and executing securitization transactions.
  • Negotiate key transaction terms with clients and external parties.
  • Monitor transaction performance and compliance with covenants.
  • Create cash flow models and maintain client financial models.
  • Develop presentations and pitch materials for client meetings.
  • Conduct on-site due diligence and participate in special projects.
Full Job Description
Job description

Business type

Types of Jobs - Others

Job title

Analyst - Securitization

Contract type

Permanent Contract

Management position

No

Job summary

Summary
Participate in the execution and management of existing transactions along with aiding in the implementation process of new transactions (as required) funded in the Asset Backed Commercial Paper conduit and bank's balance sheet.

Key Responsibilities
• Prepare credit analysis including financial modelling of underlying portfolio performance as well as financial modelling across a variety of asset classes (auto loan and lease, trade receivables, aircraft leasing, etc.) along with coordinating the credit process with the credit department
• Participate in the structuring and execution process of existing securitization transactions funded in the term Asset Backed Security or Asset Backed Commercial Paper markets and with new transactions (as needed).
• Participate in the negotiation and liaison of key terms with external parties including clients, lawyers, other banks, etc.
• Monitor key transaction performance trends on an on-going basis for the existing conduit book and alert the related Transaction Manager when any issues arise with respect to non-compliance of a transaction covenant
• At Transaction Renewal, prepare cash flow model to confirm rating attachment, maintain and audit client models on an ongoing basis for assigned deals
• Prepare presentations and pitch books for clients as required
• Participate in on-site due diligence reviews and client visits as required
• Participate in special projects as required
• Coordinate and execute the transaction booking processes

1. Management and Reporting
• Report to the Transaction Managers

2. Risks
NA

3. Counterparties and clients
• Develop and maintain relationships with peers in other organisations and within CACIB as well as with clients of the bank.

4. Communication
Key Internal Contacts
Strong interaction with the relevant client coverage teams
Credit Department
Internal Legal Department
Internal Compliance Department
IT and Project teams

Key External Contacts
Clients
Law firms
Other banks
Rating Agencies
Auditors

5. Systems Used
Internal
Microsoft Office (Word, Excel, PowerPoint), SIS, Phidias, ClientLive, Risk Portal, Galaxy (Cosmos, Legos, Comet, Altar)

External
Bloomberg, rating agency websites, EDGAR, etc.

Salary Range: $100k-$120k

#LI-DNI

Position location

Geographical area

America, United States Of America

City

NEW YORK

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

Education Requirements
  • Bachelor's degree
  • Post graduate education
  • Series 7, 79 and 63 a plus


Level of minimal experience

0-2 years

Experience

  • Experience working in a banking environment along with transacting with clients, and presenting credit applications / proposals.
  • Minimum of 1 to 2 years securitization experience


Required skills

Competencies Required:
  • Team spirit and ability to work in an international environment
  • Proficient in Excel, including VBA and Access
  • Cash flow modelling and programing skills

Skills & Knowledge Requirements:
  • Good presentation skills
  • Good writing skills
  • Language skills: fluent in English
  • Good time management skills

Skills & Knowledge Desirable:
  • Knowledge of corporate banking, credit products and other funding alternatives


  • Fluency in French a plus


Languages

English

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