American Express

Analyst-Risk Management

American Express$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Strong financial, analytical, and problem-solving skills with a keen attention to detail.
  • High ownership and accountability, capable of managing priorities independently.
  • Excellent collaboration and communication abilities across diverse teams.
  • Intellectual curiosity with a focus on continuous improvement.
  • Team player willing to engage in initiatives beyond assigned responsibilities.
  • Proficient in advanced Excel functionalities including pivot tables and macros; Power Query is a plus.
  • Solid PowerPoint skills for synthesizing complex analyses into business insights; familiarity with Tableau is advantageous.
  • Interest in AI and automation tools to enhance business processes.

Responsibilities

  • Manage monthly tracking and forecasting of third-party data expenses.
  • Reconcile invoices by validating billing accuracy and resolving discrepancies with vendors.
  • Ensure timely month-end accruals and expense allocations across business units.
  • Prepare expense management and variance analysis reports for leaders and partners.
  • Support contract negotiations with pricing analysis and spend simulations.
  • Identify automation opportunities leveraging AI technology.
  • Conduct ad hoc financial analyses and support strategic initiatives.

Benefits

  • Collaborative work environment with various stakeholders across the enterprise.
  • Opportunity to engage with strategic business partners in credit and fraud risk management.
  • Potential for professional growth through exposure to financial planning and contract negotiations.
Full Job Description
Job Description

This position is part of the Risk Products and Data Strategy organization within Credit and Fraud Risk (CFR) and is responsible for supporting the oversight of CFR's Data Investment Plan, covering spend across third party data providers.

The successful candidate will lead day-to-day expense management activities with a strong focus on financial accuracy, spend transparency, and maximizing value from contracted data assets. He/she will provide analytical support for contract negotiations, financial planning, and strategic business initiatives while identifying opportunities to improve processes through automation and AI-enabled solutions.

This position partners with stakeholders across the Enterprise, including Credit & Fraud Risk, Marketing, Finance, Controllership, Global Supply Management, and Global Servicing Network. It offers an excellent opportunity for a highly motivated individual with strong financial proficiency to engage with internal and external strategic business partners and gain insight into credit and fraud risk management principles and practices.

Responsibilities

  • Manage monthly expense tracking and forecasting activities for third-party data investments
  • Reconcile invoices by validating billing accuracy and ensuring prompt resolution of discrepancies with data vendors
  • Ensure accurate and timely month-end accruals & expense allocations across multiple business groups
  • Prepare expense management, forecasting, and variance analysis reports for leadership and business partners
  • Support strategic contract negotiations through pricing analysis, and spend simulations
  • Identify opportunities to streamline and automate processes leveraging AI where appropriate
  • Support ad hoc financial analyses and strategic initiatives as needed.


Qualifications

  • Highly motivated individual with strong financial, analytical, and problem-solving skills with attention to detail and accuracy
  • High sense of ownership, accountability, and ability to independently manage priorities and deliver on commitments.
  • Excellent collaboration and communication skills
  • Intellectual curiosity and a continuous improvement mindset with a willingness to challenge existing processes.
  • Team player with flexibility to support initiatives beyond immediate responsibilities.
  • Proficient in Excel (intermediate to advanced level), including familiarity with pivot tables, formulas, and macros. Power Query a plus
  • Strong PowerPoint skills with ability to synthesize complex analyses into concise business insights. Tableau a plus
  • Interest in leveraging AI and automation tools to improve business processes and operational efficiency.
  • Familiarity with Ariba Buyer a plus
  • Bachelor's Degree in related field

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

About American Express

Amex provides industrial services to the coatings and linings sector, providing support for commercial, industrial, and maritime projects such as petrochemical, power, and water treatment industries. They offer painting services for steel structures, storage tank linings and coatings, pipelines, floors, and marine vessels such as ships, tugboats, and barges.

American Express Careers

Join the vibrant team at American Express, a global leader in financial services, and be part of a company that values innovation, leadership, and diversity. At American Express, we offer more than just job opportunities; we provide a platform for professional growth and a chance to be part of a culture that is committed to excellence and inclusive growth. Work You’ll Do At American Express, we are dedicated to helping our employees reach their full potential. With a variety of career paths available in areas such as technology, marketing, finance, and customer service, American Express is the perfect place to advance your career. Our team is composed of highly skilled professionals who thrive on innovation and collaboration. Join our team and contribute to a company known for its prestigious history of leadership in the credit card industry. Engage in meaningful work that makes a real impact on our global scale business operations. American Express Leadership and Development Programs We believe in nurturing the leadership skills of our employees with extensive training programs and leadership development opportunities. Our commitment to professional growth is evident in our comprehensive benefits package that supports both personal and professional development. Internship Opportunities Start your career with an internship at American Express and gain valuable industry experience. Our internships offer a chance to develop skills, work on challenging projects, and learn from leaders in the industry. Interns at American Express are considered integral members of the team and are given responsibilities that provide a real insight into their future career paths. Diversity and Inclusion At American Express, diversity and inclusion are at the core of our company culture. We are committed to building a diverse workforce and inclusive environment where every employee feels valued and inspired. We offer diversity training programs that empower our employees to thrive and lead in a global marketplace. Networking and Innovation Our employees enjoy unparalleled opportunities for networking and personal growth through our global connections and innovative projects. American Express encourages a culture of innovation that helps propel our company and your career forward. Career Benefits and Growth American Express is dedicated to the growth of its employees. We offer competitive benefits, including health, retirement plans, and family leave, ensuring that our team members have the support they need to succeed both at work and in their personal lives. Join Our Team Explore the job opportunities and open positions at American Express. We are continuously hiring talented individuals who are passionate about their careers and interested in working for a company that offers a dynamic and supportive environment. Stay Connected Keep up to date with the latest from American Express Careers by following our career blog and signing up for job alert emails. Tailor your subscription to receive updates that match your skills and interests. Discover the exciting and rewarding career opportunities that await at American Express. SEARCH AMERICAN EXPRESS JOBS Whether you are looking for a full-time position, an internship, or a leadership opportunity, American Express offers a path to a rewarding career. Join us and make a difference with your passion, creativity, and drive.
Learn more about American Express
Size
64,000 employees
Market Cap
$108.1 billion
Industry
Net Income
$3.1 billion
Founded
1850
5 Year Trend
+3.5%
Revenue
$37 billion
NASDAQ

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