Royal Bank of Canada

Analyst - Credit and Transaction Management Specialized Services

Royal Bank of Canada$75K — $100K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of relevant experience in banking, finance or corporate lending.
  • Strong organizational skills and keen attention to detail.
  • Professional written and verbal communication skills.
  • Ability to understand complex legal documents like loan agreements.
  • Demonstrated research capabilities and analytical skills.
  • Minimum of an undergraduate degree in Business, Accounting, Economics, or related field.
  • Familiarity with AI tools and database management.

Responsibilities

  • Maintain credit and trading limits in bank systems.
  • Monitor compliance with loan terms and condition agreements.
  • Assist with internal and external audit requests.
  • Leverage AI for efficient management of tasks and projects.
  • Collaborate with stakeholders to enhance credit processes.
  • Build relationships across various banking divisions and teams.
  • Conduct annual reviews of credit relationships and complete required documentation.

Benefits

  • Comprehensive Total Rewards Program including bonuses and flexible benefits.
  • Leadership support for personal development and career growth.
  • Dynamic and collaborative work environment.
  • Opportunities to tackle challenging projects.
Full Job Description
Job Description

What is the opportunity?

Working in Global Credit under the Credit and Transaction Management Specialized Services team, you will be responsible for the administration and management of RBC Capital Market's portfolio of borrowers, which includes multinational and other large corporate lending relationships.

What will you do?
  • Upkeep and maintain credit, transactional and trading limits in the bank systems. Submit and approve administrative transaction requests as required and permitted under the Delegated Authorities provided by the Chief Risk Officer
  • Monitor client's compliance to the terms and conditions of loan and other agreements. Review credit agreement terms and ensure they are correctly reflected in the Bank's systems and that all credit documentation is accounted for and reviewed on a timely basis (e.g. credit agreements, amendments, waivers, security documents).
  • Assist with audit (internal and external) and/or regulatory related requests.
  • Leverage artificial intelligence and seek opportunities to more efficiently manage day-to-day tasks and/or projects.
  • Collaborate with the various stakeholders to identify specific areas for possible efficiency evaluation and provide recommendations to streamline credit processes.
  • Build and maintain strong business relationships with Corporate Banking, Global Transaction Banking, Global Credit, Risk Management, Ratings and Monitoring Team, Global Loans and Administration, Internal and External Audit.
  • Complete Annual Reviews and/or Credit Regularizations of existing credit relationships which are to be completed in a timely fashion and maintaining a high quality of work.
  • Other projects & assignments as required, including portfolio and/or audit related reviews that require analytical, research, strategic and problem solving skills. Completion of ad-hoc projects and other duties in order to support the team's planned and unplanned demands.
  • Take ownership of a Specialized role/task as assigned.
  • Monitor receipt of reporting covenants for RBC CM's corporate clients.


What you need to succeed?

Must have
  • We are looking for someone with strong organizational skills, attention to detail, and demonstrated research capabilities.
  • Familiarity with AI tools and concepts is a plus and will be increasingly valuable as the role evolves to streamline ongoing database updates.
  • Strong analytical, credit and technical competencies including a sound knowledge of credit related products.
  • Minimum Undergraduate degree in the field of Business, Accounting, Economics, Commerce, or a related field.
  • Highly motivated self-starter and strong work ethic where accuracy, a keen eye for details, and thoroughness is paramount.
  • Professional written and verbal communication skills
  • Ability to prioritize, handle multiple tasks under pressure and meet time sensitive deadlines.
  • 1-3 years work experience in a related field, including database management, banking or corporate lending experience, finance and/or risk management.
  • Ability to read and understand complex legal documents (e.g. loan agreements, security documents, internal credit memo's).
  • Ability to work effectively within a team environment and to interact at all levels within a large organization.


Nice to have:
  • Proficiency in Artificial Intelligence applications
  • Proficiency in visual data related applications or dashboards, ie Tableau.
  • Proficiency in advanced excel / VBA.


What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
  • Leaders who support your development through coaching and managing opportunities
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Opportunities to do challenging work


Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address:
ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City:
Toronto
Country:
Canada
Work hours/week:
37.5
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2026-09-02
Application Deadline:
2026-09-17
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:
$75,000.00 - $100,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay rage for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

About Royal Bank of Canada

Royal Bank of Canada Careers

Join the dynamic team at Royal Bank of Canada (RBC), a global leader in financial services and a company committed to excellence and innovation. At RBC, we offer a wide range of job opportunities that empower professionals to shape their career paths with leadership, diversity training, and continuous growth.

Work You’ll Do

At Royal Bank of Canada, we are not just hiring; we are building a culture of innovation and leadership. Our team members are at the forefront of the financial industry, driving transformation and delivering targeted solutions that meet the evolving needs of our clients and communities.

Explore Job Opportunities and Employment at RBC

Whether you are starting your career or looking to take it to the next level, RBC offers positions that challenge your skills and fuel your ambition. From entry-level positions to leadership roles, our job opportunities span across various functions and regions. Join us and be part of a team that values professional growth and diversity.

Internship and Professional Development

Kickstart your career with an internship at Royal Bank of Canada. Our internships provide invaluable hands-on experience, networking opportunities, and insights into the financial services industry. Interns at RBC gain the skills necessary to excel and are often considered for full-time positions within the company.

Benefits and Culture

At RBC, we prioritize the well-being and satisfaction of our employees. Our benefits package is designed to support our team members at every stage of their life and career. RBC’s culture is built on a foundation of respect, integrity, and responsibility, fostering an environment where everyone can thrive.

Career Growth and Innovation

We believe in nurturing the potential of our employees through continuous learning and career development programs. At RBC, you will find endless opportunities to grow professionally through on-the-job experiences, formal training programs, and leadership development initiatives. Our commitment to innovation means we are constantly seeking out new ideas and perspectives, making RBC a perfect place for those who aim to lead and innovate.

Diversity and Inclusion

Diversity is our strength. At Royal Bank of Canada, we are committed to building an inclusive workplace where every employee feels valued and respected. Our diversity training programs are designed to educate and inspire, creating a more inclusive and equitable workplace.

Join Our Team

Search open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. Start your journey with RBC today and be part of a world-class team known for its commitment to client service, community involvement, and innovation.

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Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities awaiting you at RBC. Explore the possibilities with Royal Bank of Canada, where your future is filled with potential and the path to success is paved with countless opportunities for professional and personal growth. Join us and shape not just your career but the future of the financial industry.
Learn more about Royal Bank of Canada
Size
86,007 employees
Market Cap
$130.3 billion
Industry
5 Year Trend
+8.7%
NASDAQ

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