Analyst/Associate - Securitization

Crédit Agricole S.A.

$100K — $140K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree; postgraduate education is a plus.
  • 0-2 years of experience in a banking environment with client interaction.
  • 1-2 years of experience specifically in securitization.
  • Proficient in Excel, including VBA and Access.
  • Fluent in English; additional language skills like French are desirable.

Responsibilities

  • Prepare credit analyses and financial models for various asset classes.
  • Participate in structuring and executing securitization transactions.
  • Negotiate and liaise key terms with external stakeholders.
  • Monitor transaction performance and compliance with covenants.
  • Prepare cash flow models and maintain client models for assigned deals.
  • Create presentations and pitch books for clients as needed.
  • Engage in due diligence reviews and special projects.

Benefits

  • Participation in diverse financial transactions and asset classes.
  • Exposure to client interaction and cross-departmental collaboration.
  • Opportunities for skill development in financial modeling and credit analysis.
  • Gain insights from working with various external parties like law firms and rating agencies.
  • Work in a dynamic New York financial environment with a focus on international operations.
Full Job Description
Job description

Business type

Types of Jobs - Others

Job title

Analyst/Associate - Securitization

Contract type

Permanent Contract

Management position

No

Job summary

Summary
Participate in the execution and management of existing transactions along with aiding in the implementation process of new transactions (as required) funded in the Asset Backed Commercial Paper conduit and bank's balance sheet.

Key Responsibilities
• Prepare credit analysis including financial modelling of underlying portfolio performance as well as financial modelling across a variety of asset classes (auto loan and lease, trade receivables, aircraft leasing, etc.) along with coordinating the credit process with the credit department
• Participate in the structuring and execution process of existing securitization transactions funded in the term Asset Backed Security or Asset Backed Commercial Paper markets and with new transactions (as needed).
• Participate in the negotiation and liaison of key terms with external parties including clients, lawyers, other banks, etc.
• Monitor key transaction performance trends on an on-going basis for the existing conduit book and alert the related Transaction Manager when any issues arise with respect to non-compliance of a transaction covenant
• At Transaction Renewal, prepare cash flow model to confirm rating attachment, maintain and audit client models on an ongoing basis for assigned deals
• Prepare presentations and pitch books for clients as required
• Participate in on-site due diligence reviews and client visits as required
• Participate in special projects as required
• Coordinate and execute the transaction booking processes

1. Management and Reporting
• Report to the Transaction Managers

2. Counterparties and Clients
• Develop and maintain relationships with peers in other organizations and within CACIB as well as with clients of the bank.

3. Communication

Key Internal Contacts
• Strong interaction with the relevant client coverage teams
• Credit Department
• Internal Legal Department
• Internal Compliance Department
• IT and Project teams

Key External Contacts
• Clients
• Law firms
• Other banks
• Rating Agencies
• Auditors

4. Systems Used

Internal
Microsoft Office (Word, Excel, PowerPoint), SIS, Phidias, ClientLive, Risk Portal, Galaxy (Cosmos, Legos, Comet, Altar)

External
Bloomberg, rating agency websites, EDGAR, etc.

Salary Range: $100k-$140k

#LI-DNI

Supplementary Information

Position location

Geographical area

America, United States Of America

City

NEW YORK

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

Education Requirements
  • Bachelor's degree
  • Post graduate education a plus
  • Series 7, 79 and 63 a plus


Level of minimal experience

0-2 years

Experience

  • Experience working in a banking environment along with transacting with clients, and presenting credit applications / proposals.
  • Minimum of 1 to 2 years securitization experience


Required skills

Competencies Required
  • Team spirit and ability to work in an international environment
  • Proficient in Excel, including VBA and Access

Competencies Desired
  • Cash flow modelling and programing skills

Skills & Knowledge Requirements
  • Good presentation skills
  • Good writing skills
  • Language skills: fluent in English
  • Good time management skills

Skills & Knowledge Desirables
  • Knowledge of corporate banking, credit products and other funding alternatives
  • Fluency in French


Languages

English

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