Intact Financial Corporation

Accident Benefits Claims Specialist

Intact Financial Corporation$94K — $115K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7+ years of insurance experience in Accident Benefits claims handling
  • In-depth knowledge of Accident Benefits claims practices
  • Experience with complex and litigated claims management
  • Familiarity with out-of-province claims and coordination
  • Strong understanding of Alberta auto insurance legislation
  • Excellent analytical and negotiation skills
  • Proficiency in claims management systems and Microsoft Office

Responsibilities

  • Investigate and manage complex Accident Benefits claims
  • Assess entitlement, exposure, and reserve requirements
  • Coordinate benefits for out-of-province claims
  • Communicate effectively with internal and external stakeholders
  • Review medical and financial documentation for claims
  • Negotiate timely and fair settlements within authority
  • Document claims strategically and accurately
  • Support operational changes related to auto reform

Benefits

  • Annual bonus plan with potential payouts of up to double target
  • Employee Share Purchase Plan with company matching
  • Defined benefit pension plan providing guaranteed income for life
  • Flexible work arrangements with a focus on work-life balance
  • Opportunities for training and professional development
  • Collaborative team culture with a focus on mentorship
Full Job Description
Salary range (but not limited to): 94,200 - 115,200 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 12% As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) - with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well. About the role We're seeking an Accident Benefits Claims Specialist to join our growing team in a full-time, permanent capacity, based in Edmonton or Calgary. In this role, you'll deliver high-quality service while investigating, evaluating, negotiating, and resolving complex Accident Benefits claims in compliance with corporate policies, provincial legislation, and regulatory standards. You'll also play an important role in supporting our operational readiness as we transition toward the upcoming Care-First auto reform environment. What you'll do here:
  • Investigate and manage complex Accident Benefits claims arising from automobile losses.
  • Assess entitlement, exposure, and reserving requirements in alignment with Alberta legislation and company guidelines.
  • Manage claims with out-of-province exposures, coordinating benefits appropriately across jurisdictions.
  • Communicate with claimants, legal counsel, medical professionals, rehabilitation providers, vendors, and internal stakeholders throughout the claim lifecycle.
  • Review and analyze medical records, treatment plans, assessments, and financial documentation to support claim decisions.
  • Negotiate fair and timely settlements, resolving claims within delegated authority.
  • Coordinate independent medical examinations (IMEs), rehabilitation services, and vendor support as required.
  • Maintain accurate, timely file documentation, including reserves, file strategy, and activity notes.
  • Contribute to process improvements and support operational change initiatives related to Care-First reforms.
  • Provide technical guidance, coaching, training, and mentorship to junior colleagues and team members.
  • Partner effectively with internal teams (e.g., Legal, Underwriting, and other departments) to support sound claim outcomes.
  • Deliver exceptional customer service while navigating sensitive and complex situations with professionalism and empathy.
What you bring to the table:
  • 5-7+ years of insurance experience, including Accident Benefits claims handling within the P&C insurance industry.
  • Strong technical knowledge of Accident Benefits claims practices, including investigation, evaluation, negotiation, and resolution.
  • Experience managing complex and litigated Accident Benefits claims.
  • Working knowledge of out-of-province claims handling and inter-jurisdictional coordination.
  • Solid understanding of Alberta auto insurance legislation and evolving reforms, including preparedness for the Care-First model.
  • Excellent negotiation, analytical, and decision-making skills.
  • Strong written and verbal communication skills, with the ability to manage difficult conversations confidently and professionally.
  • Proven ability to prioritize and manage a high-volume caseload in a fast-paced environment.
  • Proficiency with claims management systems and Microsoft Office.
  • CIP designation (or actively working toward completion) is an asset.
Preferred qualifications:
  • Experience coaching, mentoring, and developing junior claims professionals.
  • Knowledge of rehabilitation practices and medical terminology.
  • Ability to work independently while contributing positively to a collaborative team culture.
  • Demonstrated commitment to customer service excellence and continuous improvement.
The posting will close September 1st at 11:59PM #LI-Hybrid Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team. If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.

About Intact Financial Corporation

Intact Financial Corporation is a Canadian insurance company that provides property and casualty insurance to individuals and businesses. The company operates in Canada and the United States and offers a range of insurance products, including auto, home, and commercial insurance. Intact Financial Corporation was founded in 1809 and is headquartered in Toronto, Canada.
Learn more about Intact Financial Corporation
Size
16,000 employees
Industry

Similar Jobs

More Jobs at Intact Financial Corporation

More Finance & Insurance Jobs

Find similar Accident Benefits Claims Specialist jobs: