Ocwen Financial Corporation is a financial services holding company that specializes in mortgage servicing. The company provides residential and commercial mortgage loan servicing, special servicing, and asset management services. Ocwen's clients include homeowners, investors, mortgage lenders, and financial institutions. The company operates in the United States and internationally, with offices in the United States, India, and the Philippines. Ocwen has faced regulatory scrutiny in the past, including a settlement with the Consumer Financial Protection Bureau in 2013 over alleged mortgage servicing violations. The company has since implemented changes to its operations and compliance programs.