Nova Credit is a financial technology company that enables immigrants to access credit and other financial services in the United States. The company was founded in 2015 by Nicky Goulimis, Misha Esipov, and Loek Janssen. Nova Credit's platform connects international credit bureaus to lenders in the United States, allowing immigrants to use their international credit history to apply for credit in the United States. The company is headquartered in San Francisco, California.