Hanmi Financial Corporation is a bank holding company that provides commercial banking services and products to individuals and small- to medium-sized businesses in the United States. The company offers various deposit products, including noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. It also provides real estate loans, including commercial property, construction, and residential property loans; and commercial and industrial loans, such as commercial term loans and commercial lines of credit, as well as small business administration loans under the 7(a) and 504 programs. In addition, the company offers trade finance products comprising import and export letters of credit, as well as accepts deposits from foreign banks and foreign businesses. Further, it provides other banking services, including Internet banking, bill payment, remote deposit capture, safe deposit boxes, and courier services. Hanmi Financial Corporation operates through a network of 35 full-service branches and 9 loan production offices in California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The company was founded in 1982 and is headquartered in Los Angeles, California.