Carpay is a fintech startup that provides a platform for car dealerships to offer financing options to their customers. The company was founded in 2019 and is based in San Francisco, California. Carpay's platform allows dealerships to offer financing options from multiple lenders, which can help customers find the best rates and terms. The company's technology streamlines the financing process and can help dealerships close more sales. Carpay is focused on improving the car buying experience for both customers and dealerships.