Applied Underwriters is a provider of workers' compensation insurance and other insurance products for small and medium-sized businesses. The company was founded in 1994 and is headquartered in New York, New York. Applied Underwriters' products include workers' compensation insurance, general liability insurance, and professional liability insurance. The company's customers include businesses in industries such as healthcare, hospitality, and construction. Applied Underwriters is a subsidiary of Berkshire Hathaway.