VP - RPC Credit Analyst

Crédit Agricole S.A.

$160K — $165K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business or related field; MBA preferred.
  • 7+ years of credit or finance experience in a bank or rating agency.
  • Familiarity with Technology, Media, and Telecom (TMT) sector and leveraged finance.
  • Proficient in Microsoft Excel and Word, with strong attention to detail.
  • Excellent written and verbal communication skills, able to produce clear and concise documents.

Responsibilities

  • Review credit applications for adherence to internal policies and completeness.
  • Conduct thorough analyses of borrowers and transactions, incorporating market studies and legal due diligence.
  • Prepare and adjust internal credit rating models as necessary.
  • Draft comprehensive RPC Opinions and manage credit analysis with adherence to deadlines.
  • Consult with the Sector Credit Officer to make informed recommendations on risk exposure and ratings.
  • Ensure data accuracy in internal risk management systems such as Phidias and Anadefi.
  • Coordinate with Paris on credit proposals and respond to inquiries from auditors and stakeholders.

Benefits

  • Opportunity to work in a high-impact role within Counterparty Risk Analysis.
  • Engagement with various departments, fostering a collaborative work environment across locations.
  • Potential involvement in special projects with leadership in both New York and Paris.
Full Job Description
Job description

Business type

Types of Jobs - Risk Management / Control

Job title

VP - RPC Credit Analyst

Contract type

Permanent Contract

Job summary

Summary

To support Counterparty Risk Analysis' role covering principally the Technology, Media and Telecom industry, including software and IT, digital and compute infrastructure, cable companies, telecom operators, infrastructure providers, diversified media, etc., in North and South America.

Key Responsibilities

Job duties include but are not limited to:
  • Reviews credit applications for completeness, consistency with internal policies, and follows up as needed with Front Office.
  • Performs impartial analysis of the borrower, group and transaction structure based on review of term sheet, market study, financial model, legal due diligence, and research.
  • Reviews in detail and/or prepares internal rating models (Anadefi), making corrections as needed.
  • Drafts RPC Opinions and performs thorough credit analysis, as the case may be, meeting deadlines responsibly.
  • Makes recommendations in consultation with Sector Credit Officer regarding exposure, ratings, structure.
  • Verifies the accuracy of data in CACIB internal risk systems including Phidias, Eurecca, and Anadefi.
  • Completes timely all internal risk systems.
  • Coordinates with Paris questions which may arise in credit proposal and analyses for names which are under Head Office delegation.
  • Responds to requests from Loan Review and internal and external auditors.
  • Completes special assignments and ad hoc projects requested by CACIB NY and / or RPC Paris.
  • Back-up analyst on files in other teams and sectors as the need arises.


Salary Range: $160K-$165K

#LI-DNI

Position location

Geographical area

America, United States Of America

City

NEW YORK

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

Education Essential: BA and business courses in relevant field

Education Desirable: MBA or equivalent in finance

Level of minimal experience

6-10 years

Experience

Experience Essential: Minimum of 7 years of credit or finance experience preferably at a bank or rating agency

Experience Desirable: Experience with TMT sector and leveraged finance

Required skills

Competencies Essential
  • Strong Microsoft Excel skills
  • Strong Microsoft Word skills

Competencies Desirable
  • Knowledge of CACIBs systems and procedures

Skills and Knowledge
  • Strong work ethic
  • Strong English written and oral communication skills
  • Lucid and concise writing
  • Self-reliant and ability to multi-task
  • Detail oriented

Other Relevant Information

Ability to work with both Paris and New York operational and front sectors.

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