TD Bank

VP, Risk Business Enablement and Transformation, AI & Innovation

TD Bank$185K — $275K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years in Risk Management or related field with a focus on AI and automation.
  • Proven experience in delivering AI solutions in production environments.
  • Strong understanding of regulatory expectations and Risk Management frameworks.
  • Advanced degree in business, technology, data or a related field preferred.
  • Demonstrated ability to influence stakeholders and lead complex change initiatives.

Responsibilities

  • Develop and execute the Risk AI strategy aligned with enterprise and regulatory priorities.
  • Identify and prioritize AI use cases to enhance Risk Management operations.
  • Establish AI innovation services as formal offerings to Risk pillars.
  • Lead the design and deployment of AI tools in collaboration with technology and data teams.
  • Drive process re-engineering to optimize Risk activities through AI and automation.
  • Own reporting on AI and automation initiatives, including value realization and efficiency metrics.
  • Manage the budget for AI and innovation within Risk Shared Services.

Benefits

  • Comprehensive health and well-being benefits.
  • Savings and retirement programs available.
  • Paid time off and banking discounts.
  • Career development opportunities with mentoring programs.
  • Group recognition and reward initiatives.
Full Job Description
Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Risk Management

Pay Details:
$185,000 - $275,000 USD

Job Description:

TD is building a brand-new capability at the intersection of Risk Management and artificial intelligence. This is a rare opportunity to design, launch, and build a team from a blank page: to define how agentic AI moves from side-of-desk experimentation to a disciplined, scaled capability that changes how Risk operates.

The VP, Risk AI & Innovation is accountable for defining, enabling, and operationalizing the Risk AI and innovation strategy across Risk Management, in alignment with enterprise technology, data, and regulatory expectations. This role serves as a central senior leader driving AI-enabled transformation, automation, and process re-engineering across Risk Shared Services and Risk pillars.

Risk AI Strategy & Innovation
  • Develop and execute the Risk AI strategy aligned to enterprise priorities, regulatory expectations, and the Risk Management strategy.
  • Identify, prioritize, and mature AI and automation use cases that materially improve efficiency, consistency, control effectiveness, and decision support across Risk.
  • Establish AI-enabled innovation services as a formal shared service offering to Risk pillars.


AI Tool Development & Partnerships
  • Partner closely with AI2, Enterprise Technology, and Data teams on the design, development, and deployment of AI solutions for Risk.
  • Act as the senior Risk product and business lead for AI tools, ensuring solutions are fit-for-purpose, scalable, explainable, and regulator-ready.
  • Translate Risk process and control requirements into clear AI and automation solution designs.


Automation & Process Re-Engineering
  • Lead process re-engineering and streamlining initiatives, applying AI, automation, and workflow optimization to reduce manual effort and complexity.
  • Drive the application of AI to automate repeatable, low-value, and data-intensive Risk activities while strengthening governance and control outcomes.
  • Standardize approaches and tooling for automation across Risk Shared Services.


Reporting & Insights

  • Own AI and automation reporting for Risk, including value realization, efficiency gains, risk reduction, and adoption metrics.
  • Provide transparent, executive-level reporting on AI initiatives, automation pipeline, and delivery outcomes.


Financial & Resource Management
  • Oversee the AI and innovation budget within Risk Shared Services, ensuring strong financial discipline, prioritization, and value delivery.
  • Support investment decisions through clear business cases and benefit realization tracking.


Impact
  • Enterprise Risk scope, supporting multiple Risk pillars, risk types, and senior Risk leaders.
  • Operates within a highly regulated, multi-jurisdictional environment with significant regulatory, operational, and reputational considerations.
  • Directly contributes to measurable improvements in efficiency, scalability, consistency, and colleague experience across Risk.


What Makes You a Strong Fit:
  • Proven experience delivering agentic AI and automation solutions in production.
  • A product-ownership mindset: able to structure problems into MVPs, connect solutions to existing processes and technology, and see delivery through to real adoption.
  • Deep respect for change management as a discipline - understanding that piloting, measuring, communicating, and building contingency plans is as important as the technical build.
  • Genuine curiosity about business problems.
  • A collaborative leadership style that shares credit with business partners and builds trust.
  • An appetite for building a team and function from the ground up.


Skills, Education & Experience:
  • Strong understanding of Risk Management frameworks, operational processes, and regulatory expectations.
  • Demonstrated experience partnering with technology, data science, and enterprise platforms to deliver AI solutions at scale.
  • Proven ability to lead complex change, influence across business and technology, and deliver measurable outcomes.
  • Undergraduate degree required; advanced degree in business, technology, data, or a related field preferred.


Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet

About TD Bank

TD Securities offers a range of advisory and capital market services to its clients. The company's range of services includes research, investment banking, capital markets, and global transaction banking. Research consists of commodity and equity research. Investment banking consists of mergers, acquisitions, industry expertise, and credit origination. Global transaction banking consists of trade finance, cash management, and correspondent banking. TD Securities was founded in 1855 and is based in Ontario.

TD Bank Careers

Join the vibrant team at TD Bank, one of North America's leading financial services organizations, where innovation, leadership, and growth go hand in hand. At TD Bank, we are committed to fostering a culture of diversity and inclusion, making it an ideal place for ambitious professionals to thrive. Work You’ll Do At TD Bank, your professional journey is bolstered by a robust support system. From your first interview to every career milestone, you will find opportunities for growth and leadership. Our team is dedicated to helping you develop the skills necessary for success in the ever-evolving financial sector. TD Bank offers a variety of job opportunities across multiple fields, from customer service to investment banking. Each position at TD Bank is a chance to contribute to our culture of innovation and exceptional client service. Internship Programs Kickstart your career with a TD Bank internship. Our programs provide invaluable industry exposure and hands-on experience, making them a perfect starting point for students and recent graduates eager to make their mark in the banking industry. Interns at TD Bank enjoy the unique opportunity to work alongside seasoned professionals, gaining insights that are crucial for future employment. Benefits and Growth TD Bank is deeply committed to the well-being and continuous growth of our team members. We offer competitive benefits packages that cover health, finance, and family care. Our employees enjoy comprehensive health insurance, retirement plans, and generous paid time off, among other perks. Moreover, TD Bank encourages professional development through various training programs, including leadership development and diversity training. These initiatives ensure that our team remains at the forefront of industry standards and best practices. Join Our Team Explore the numerous career paths available at TD Bank and discover how your skills and interests align with our mission. We are actively hiring and continually looking for talented individuals who are passionate about banking and customer service. Networking and Professional Development At TD Bank, we believe in the power of networking and collaboration. Our employees have access to a wide range of networking events, workshops, and seminars that promote career development and professional growth. These platforms not only enhance your professional skills but also expand your industry connections. Stay Connected Keep up to date with the latest at TD Bank Careers by subscribing to our job alert emails. Tailor your subscription to match your career preferences and get the latest news, insider tips, and job opportunities delivered straight to your inbox. Explore job opportunities at TD Bank and be part of a team that values hard work, creativity, and a diverse workplace culture. Your next great career move is just a click away. SEARCH TD BANK JOBS Join us at TD Bank and let your ambition lead you to a rewarding career filled with opportunities to learn, grow, and innovate.
Learn more about TD Bank
Size
90,000 employees
Market Cap
$117.9 billion
Industry
Net Income
-$6.9 million
5 Year Trend
+6.6%

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