Bachelor's degree in business, finance, or related field
Five years' experience in senior leadership in a financial services environment
Ten years' experience in a financial institution
Five years' experience with commercial lending
Responsibilities
Provide exceptional service to members and support team efforts
Build and maintain strong relationships with business members and community partners
Review and approve complex credit requests within authority
Monitor lending practices to ensure compliance and minimize risk
Analyze financial data to make sound credit decisions and mitigate risks
Develop lending strategies in collaboration with senior leadership
Mentor and develop commercial lenders and support staff
Benefits
90% of employee medical coverage paid by the organization
Dental, vision, and life insurance fully covered by the organization
Tuition reimbursement for further education
401(k) contribution match of up to 3% with additional profit-sharing match
Opportunities for community service and volunteering
Gym membership reimbursement
Comprehensive training opportunities
Full Job Description
ESSENTIAL FUNCTIONS:
Provides outstanding member service and contribute to overall team effort.
Assumes responsibility for ensuring that professional business relationships are established and maintained with members, vendors, the business community, and trade organizations.
Builds and maintain strong relationships with business members, centers of influence, and community partners.
Assures lending activities meet the needs of the members, comply with all organizational policy and regulatory requirements and are administered to minimize risk to the financial institution.
Reviews and approves complex or high-dollar credit requests within delegated authority.
Ensure consistent underwriting standards and sound credit decisions.
Oversees delinquencies, charge-offs, bankruptcies and foreclosures for the commercial portfolio.
Oversees timely annual reviews, watch-list management, and workout strategies.
Attends meetings and serves on committees as required.
Collaborates with the senior leadership team to develop a business lending strategy for the credit union, including portfolio mix, concentration mix, growth strategies, new product development and loan production goals.
Monitors economic trends, competitive landscape, and member needs to identify growth opportunities.
Analyzes financial, collateral, and industry information to determine and mitigate risk in commercial lending.
Enhances commercial loan products, pricing, and services to remain competitive.
Provides recognition for high performing employees who meet or exceed goals while showing our core values.
Leads, mentors, and develops commercial lenders and support staff.
Conducts annual performance reviews. Develop and implement performance improvement plans as needed.
Maintains full knowledge of credit union products and services.
Ensures confidentiality regarding member transactions and information.
Ensures compliance with all credit union, state and federal laws, regulations, policies and procedures.
EDUCATION AND EXPERIENCE:
Bachelor's degree in business, finance, or related field
Five years' experience in senior leadership in a financial services environment
Ten years' experience in a financial institution
Five years' experience with commercial lending
BENEFITS FOR FULL-TIME EMPLOYEES:
Employee medical coverage 90% paid by OKCU
Employee dental, vision and life insurance paid by OKCU
Tuition reimbursement program
BENEFITS FOR ALL ELIGIBLE EMPLOYEES:
401(k) contribution match of up to 3%, plus additional profit-sharing match of 3%
