Job Purpose

The Vice President of Capital Markets is responsible for leading the structuring, execution, and management of debt facilities for a leading, profitable consumer lending platform as it expands nationally, launches new products, and diversifies its funding sources. The role will drive end-to-end execution of funding transactions, manage key external relationships, and support capital markets strategy, reporting, and executive/board communications.

Duties and Responsibilities

• Drive efficiencies and automation throughout the treasury department leveraging AI, data, and technology
• Lead the structuring and execution of securitization, warehouse facility, forward-flow, unsecured debt, and new financing transactions
• Review, understand, and negotiate legal documents for all credit agreements
• Research capital markets transactions and performance from similar competitors
• Manage relationships with commercial bankers, institutional investors, rating agencies, custodians, and back-up servicers
• Oversee and ensure the accuracy of lender, investor, and SEC reporting
• Manage covenant compliance for all debt agreements
• Build and maintain liquidity, borrowing base, and funding capacity analysis to support growth and capital planning
• Own interest expense budgeting, forecasting, and variance analysis, and lead initiatives to lower cost of funds
• Prepare executive-level materials for board meetings, investor presentations, and insightful management reporting
• Partner cross-functionally with Finance, Accounting, Credit Risk, Legal, Compliance, and Servicing teams
• Work with internal parties to understand policies and processes and their impact on funding the business
• Manage a team of analysts and specialists and train them for high performance
• Assist with asset liability management through hedging programs and analytics

Education and Qualifications

• Bachelor’s degree in business, finance, or economics
• 10+ years relevant work experience and 2+ years managerial experience
• Securitization, capital markets, and monthly servicer reporting experience are required
• Strong AI, modeling, and Microsoft Excel skills

Critical Competencies

• Highly self-driven and motivated
• Strong presentation and communication skills with executive presence            
• Excellent analytical skills with strong attention to detail and high concern for data accuracy
• Proven leadership capabilities
• Sense of urgency

Why Join Us

• High-impact role with work that directly impacts the bottom line
• Daily interaction with executive leadership and key business decisions
• Opportunity to shape funding strategy and expand capital markets capacity
• Collaborative, fast-paced environment with meaningful growth runway
• This role is a hybrid position in one of our hubs in Greer South Carolina, Dallas Texas, Washington D.C., or New York City.
• Compensation for this role varies by location and experience. A base salary range for this position is between $267,000 and $327,000

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