VP Business Lending

Community First Credit Union

$100K — $130K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, or related field preferred; formal commercial lending training is a plus.
  • 10+ years of business lending and relationship management experience.
  • Expertise with complex entity structures, financial analysis, and credit evaluation.
  • Familiarity with PACE, TIF, and SBA lending programs preferred.
  • Strong experience or knowledge in Commercial Real Estate Lending preferred.
  • Exceptional verbal and written communication, and strong organizational skills.
  • Passion for helping businesses succeed and delivering outstanding service.

Responsibilities

  • Manage and grow a commercial loan portfolio, including new loans and renewals.
  • Build lasting business relationships by understanding member goals and analyzing financials.
  • Evaluate potential business lending opportunities and determine loan viability.
  • Collaborate with internal teams to ensure seamless service and product connection.
  • Participate in Loan Committee, ensuring compliance with policies and regulations.
  • Champion credit union values by prioritizing member needs with empathy and integrity.
  • Represent Community First Credit Union in the community through networking and outreach.

Benefits

  • Focus on serving member-owners rather than sales targets.
  • Opportunity to create a positive impact in the community.
  • Support for businesses in achieving their goals through tailored lending solutions.
Full Job Description
As a VP Business Lender, you'll use your expertise and relationship skills to provide tailored lending solutions, guide members through financial decisions, and help their businesses grow. Your success will be measured by the impact you make, not by sales numbers. If you're motivated by making a positive impact in your community and enjoy helping businesses thrive, we'd love to talk with you!

As a VP Business Lender, you will:
  • Provide outstanding service by managing and growing a commercial loan portfolio, including new loans, renewals, and annual reviews.
  • Build lasting business relationships by understanding member goals, analyzing financials, and preparing loan recommendations for approval.
  • Promptly evaluate potential business lending opportunities with care and precision, determining loan viability to guide members toward tailored financial solutions.
  • Collaborate with internal teams to provide seamless service and connect members with Community First products and services.
  • Participate in Loan Committee and ensure compliance with internal policies and regulatory standards.
  • Champion credit union values of commitment to excellence by consistently doing what's right for the member-finding a way forward in every interaction through empathy, integrity, and creative problem-solving.
  • Represent CFCU in the community through networking, outreach, and brand-building activities.

We are looking for a combination of:
  • Bachelor's degree in Business, Finance, or related field preferred; formal commercial lending training is a plus.
  • 10+ years of business lending and relationship management experience.
  • Expertise with complex entity structures, financial analysis, and credit evaluation.
  • Familiarity with PACE, TIF, and SBA lending programs preferred.
  • Strong experience or knowledge in Commercial Real Estate Lending preferred.
  • Exceptional verbal and written communication, strong organizational skills, and the ability to collaborate effectively.
  • Passion for helping businesses succeed and delivering outstanding service.
  • An equivalent combination of education and experience will also be considered


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