JP Morgan Chase & Co.

Vice President, Ultimate Rewards Operations and Enablement

JP Morgan Chase & Co. • $180K — $220K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 6-8 years in complex operations or fraud/risk programs within loyalty or financial services.
  • Proven track record in driving operational excellence across multi-channel customer journeys.
  • Strong collaboration with Risk, Data & Analytics, and Security teams for abuse detection.
  • Expertise in fraud monitoring and rewards misuse management practices.
  • Experience in translating policies into actionable procedures and training.
  • Demonstrated cross-functional leadership in embedding controls-by-design.
  • Highly data-driven with strong incident response management abilities.
  • Bachelor's degree in Business, Finance, or related field.

Responsibilities

  • Drive operational performance across Ultimate Rewards (UR) redemption channels.
  • Centralize fraud monitoring and operational response for UR channels.
  • Translate insights from Data & Analytics into actionable controls and policies.
  • Coordinate incident response plans with Global Security and Servicing teams.
  • Shape and operationalize UR program policies through training and procedures.
  • Embed customer journey controls in collaboration with Product and Servicing teams.
  • Benchmark UR against competitors and recommend control improvements.
  • Drive governance routines and prepare senior leadership materials.

Benefits

  • Collaborative work environment promoting cross-functional innovation.
  • Opportunity to lead impactful projects in a major financial institution.
  • Access to a comprehensive benefits package to support work-life balance.
  • Professional development and training opportunities available.
  • Engagement in cutting-edge loyalty and open banking initiatives.
Full Job Description
JOB DESCRIPTION

Working closely with teams across Consumer & Community Banking, we maintain a centralized pipeline of partner benefits that supports both branded and co-branded credit cards. Our partnerships deliver meaningful value and experiences for customers, create incremental benefit for merchant partners, and generate scalable impact for Chase through platform-led distribution. We also advance innovation across the loyalty and open banking ecosystems and provide a cohesive partnership framework to grow and deepen relationships with large-scale commercial partners.

Job Description

Join us to shape the future of our rewards program and deliver exceptional value to our customers. Make a meaningful impact by driving innovation and collaboration across teams.

The Vice President of Ultimate Rewards Operations & Enablement will report to the Executive Director of Ultimate Rewards Operations & Enablement. You will drive operational excellence across all Ultimate Rewards (UR) redemption channels, ensuring reliable, scalable performance and strong customer outcomes. This role will lead day-to-day operations enablement and control execution across fraud monitoring and rewards misuse management, partnering closely with Data & Analytics, Risk, Global Security, Product, and Servicing to detect abuse patterns, mitigate program failures, and help embed effective controls and policies into execution. The VP will also support competitor benchmarking, governance routines, and continuous improvement, delivering enablement through procedures, playbooks, and training.

Job Responsibilities

  • Operational excellence across UR redemptions: Drive operational performance across UR redemption channels by defining standards, routines, and continuous-improvement actions to ensure reliable, efficient, and scalable redemptions.

  • Fraud monitoring & rewards misuse management: Centralize monitoring and operational response for fraud and rewards misuse across UR redemption channels and partners, including detection, escalation, remediation coordination, and control enhancement.

  • Insights-to-controls translation: Partner with Data & Analytics (D&A) and Risk to identify, quantify, and track abuse/fraud behaviors; translate observed patterns into actionable controls, policies, thresholds, and operational plays.

  • Cross-functional mitigation & incident response: Coordinate mitigation plans with Global Security and Servicing teams to prevent and respond to program failures (e.g., fraud spikes, control gaps, partner issues), including incident response support and post-mortems with documented actions.

  • Policy operationalization & enablement: Help shape UR program policies and ensure they are operationalized via procedures, training, tooling, and clear decision frameworks for frontline and back-office teams.

  • Controls-by-design partnership: Partner with Product and Servicing to embed controls into customer journeys, redemption experiences, and servicing workflows; contribute requirements and influence the roadmap for tooling, automation, and customer experience improvements.

  • Competitor benchmarking: Assess competitor program controls and industry practices; benchmark UR against peers and recommend opportunities to strengthen preventive/detective controls while maintaining a strong customer experience.

  • Governance & operating cadence: Drive governance routines including control reviews, KPI/KRI reporting, escalation paths, issue tracking, and regular stakeholder updates; prepare materials for senior leadership reviews.

  • Documentation & change management: Deliver enablement through documentation, playbooks, training materials, and change management to ensure consistent execution across teams and regions.

Required Qualifications, Capabilities, and Skills

  • 6-8 years of experience in complex operations and/or fraud/risk programs in loyalty, payments, financial services, or adjacent domains.
  • Demonstrated ability to drive operational excellence across multi-channel customer journeys (quality, controls, efficiency, scalability).
  • Demonstrated partnership with Risk, D&A, and Security to detect abuse patterns, quantify exposure, and implement effective controls.
  • Strong capability in fraud monitoring and rewards misuse management, including alerting/case workflows, escalation, and loss mitigation.
  • Experience translating policy into execution (governance routines, procedures, playbooks, training, and servicing enablement).
  • Strong cross-functional leadership and influence, partnering with Product/Tech and Servicing to embed “controls by design.”
  • Highly data-driven and execution-oriented; ability to support incident response and deliver change management across teams and senior stakeholders.
  • Bachelor’s degree in Business, Finance, or related field (or equivalent experience).

 

Preferred Qualifications, Capabilities, and Skills

  • Experience in credit cards, loyalty programs, and/or financial services with direct accountability for operational performance, control outcomes, and customer experience metrics.
  • Prior people leadership and/or demonstrated leadership of cross-functional workstreams in a matrixed environment.
  • Strong communicator with executive-ready writing and presentations; strong stakeholder management across Operations, Product/Tech, Risk, and Servicing.

 

Additional Information: 

  • Applicants must be authorized to work for any employer in the US. 
  • We are not able to provide immigration sponsorship or take over sponsorship of an employment visa at this time. 
  • Final job grade level and corporate title will be determined at time of offer and may differ from this posting

About JP Morgan Chase & Co.

JP Morgan Chase & Co. stands at the forefront of the global financial services industry. They offer an expansive array of products and services to a diverse clientele, including individuals, corporations, governments, and institutions. Ever since the merger of J.P. Morgan & Co. and Chase Manhattan Corporation in 2000, this industry-leading entity has become renowned for its comprehensive portfolio encompassing consumer and community banking, corporate and investment banking, commercial banking, as well as asset and wealth management. Headquartered in the vibrant city of New York, JP Morgan Chase & Co. boasts a formidable presence across over 100 countries worldwide.

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JP Morgan Chase & Co. is continuously on the lookout for talented individuals eager to contribute to its legacy of excellence. The company's recruitment efforts are geared towards identifying candidates with the right blend of skills and qualifications to drive forward its various business segments. Whether you are a seasoned professional or a recent graduate, JP Morgan Chase offers a plethora of job openings across multiple disciplines.

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Your job application, comprising your resume and cover letter, is your ticket to securing an interview at JP Morgan Chase. Highlight your qualifications, skills, and experiences that align with the job listing, ensuring you stand out in the competitive job market.

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Preparation is key to succeeding in your interview with JP Morgan Chase. Familiarize yourself with the company's business segments, values, and recent achievements. Demonstrating how your background and aspirations match the company's goals can significantly increase your chances of employment. A World of Job Opportunites in the Financial Services Industry JP Morgan Chase & Co. offers a world of job opportunities for those seeking to make their mark in the financial services industry. With competitive salaries, comprehensive benefits, and endless possibilities for growth, positions at JP Morgan Chase are highly coveted. By staying informed through job sites, tailoring your applications, and preparing thoroughly for interviews, you can enhance your prospects of joining the esteemed ranks of JP Morgan Chase employees. Explore the job board, seize the job opportunities, and embark on a rewarding career journey with one of the world's leading financial institutions.
Learn more about JP Morgan Chase & Co.
Size
661 employees
Market Cap
$384.5 billion
Industry
Net Income
$29.1 billion
Founded
1823
5 Year Trend
+0.7%
Revenue
$261.5 million
NASDAQ

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