Vice President of Commercial Lending!
What We Offer:- Competitive Salary: $97,084 - $145,626, Commensurate with experience.
- Comprehensive Benefits Package: Including health insurance, retirement plans, paid time off, and much more.
- Impactful Work: To empower brighter financial futures and strengthen communities through extraordinary service and genuine connection, one Member at a time.
- Supportive Environment: Work with a team that values your contributions and supports your professional growth.
- Growth Opportunities: Advance your career within a dynamic and rewarding industry.
- A Rewarding Career: Be part of a team that's dedicated to making a positive difference in the lives of our members and the communities we serve.
- Hybrid Work Environment: Enjoy the flexibility of a hybrid work model that allows you to balance in-office collaboration in Tell City, IN with remote work.
Opportunity Overview:The
Vice President of Commercial Lending plays a critical leadership role in advancing Hoosier Hills Credit Union's commercial lending strategy. This position develops and manages a high-quality commercial loan portfolio, delivers exceptional service to Commercial Members, and ensures compliance with industry standards and HHCU credit policies.
This role serves as a trusted advisor to business Members-helping them grow, solve problems, and strengthen their financial outlook. You will also represent HHCU throughout the business community, deepening relationships and fueling strategic commercial growth.
What You'll Do:Mission-Driven Member & Business Leadership- Demonstrate alignment with HHCU's mission and deliver extraordinary service.
- Build strong, long-term relationships with Commercial Members.
- Take ownership of Member needs, ensuring timely, high-quality service and follow-through.
- Act as a trusted partner to business owners, providing financial guidance and solutions.
Commercial Portfolio Growth & Management- Identify and develop commercial relationships through proactive outreach.
- Maintain a robust pipeline of commercial loan opportunities.
- Conduct comprehensive loan interviews, gather financial data, and assess credit needs.
- Structure, analyze, and present commercial loan requests to Credit Committees.
- Make credit decisions within delegated lending authority.
- Manage the full loan process-from application through closing-with accuracy and compliance.
- Monitor portfolio performance, financial statements, repayment behavior, and risk indicators.
- Conduct collateral and site inspections as required.
- Ensure full compliance with BSA/AML and all regulatory requirements.
Community Engagement & Business Development- Represent HHCU through community involvement and professional networking.
- Promote the credit union's value in the local business community.
- Drive visibility and create new business development opportunities.
Teamwork, Collaboration & Organizational Leadership- Communicate consistently with leadership and team members.
- Contribute to a positive, collaborative team environment.
- Support internal partners, provide insights, and participate in ongoing process improvement.
- Demonstrate a growth mindset and support long-term strategic initiatives.
What We're Looking For:Educational Background:- Bachelor's degree in business, finance, or a related field.
- Minimum five years of commercial lending experience, including a proven network of business clients and prospects.
- Experience with SBA lending programs preferred.
- Ability to travel to meet with clients and support business development activities.
Knowledge, Skills, & Abilities- Exceptional communication and interpersonal skills.
- Demonstrated success in commercial lending and relationship management.
- Strong financial and analytical skills, including credit analysis and loan structuring.
- Ability to analyze financial statements, cash flow, collateral documentation, and credit risk.
- Proficiency with Microsoft Office; experience with Baker Hill preferred.
- Strong professionalism and ability to engage effectively with business owners and key stakeholders.
- Must currently live in the Southern Indiana area.
If you're ready to make a lasting impact on our lending operations while growing your career in a collaborative, mission-driven environment, apply today to join our award-winning team!
PM19Compensation $97,084 - $145,626 per year