Vice President, Credit Solutions

AmeriCU Credit Union

$152K — $190K *
Rome, NY 13440In-Person
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of leadership experience in collections or financial services
  • Proven track record of successful organizational transformation
  • Strong understanding of portfolio performance and recovery strategies
  • Experience with technology and data analytics to enhance operations
  • Exceptional skills in leadership and change management
  • Ability to balance compliance with member advocacy
  • Strong communication and partnership skills with executives and external stakeholders

Responsibilities

  • Develop enterprise strategies for reducing delinquency and maximizing recoveries
  • Lead operations including collections, foreclosure, and legal recovery
  • Drive digital transformation through automation and analytics
  • Collaborate with multiple teams to enhance portfolio performance
  • Set performance standards and accountability for collection processes
  • Deliver executive-level insights for strategic decisions
  • Foster a culture of innovation and exceptional service

Benefits

  • Comprehensive benefits package for health and well-being
  • Opportunities for professional growth
  • Bonus eligibility based on performance
  • Hybrid work model allowing for flexibility
  • Competitive compensation package
  • Supportive culture focusing on employee development
Full Job Description
Vice President, Credit Solutions
AmeriCU Credit Union | Executive Leadership Opportunity
Location: Rome, NY
Role is Hybrid
Bonus: Bonus eligible

Lead the Transformation. Protect the Portfolio. Empower Member Success. AmeriCU Credit Union is seeking a strategic and visionary leader to serve as our Vice President, Credit Solutions. This executive leadership opportunity is responsible for shaping the future of collections, loss mitigation, asset recovery, and portfolio preservation while delivering innovative solutions that support both member financial well-being and organizational performance. The role is aligned with strategic leadership of collections, recovery, loss mitigation, risk oversight, and transformation of the Credit Solutions function.

Reporting directly to the Chief Lending Officer, the Vice President, Credit Solutions will provide executive oversight of collection and recovery operations across consumer, mortgage, and commercial portfolios while driving enterprise-wide initiatives focused on risk management, operational excellence, technology modernization, and member advocacy.

This is an opportunity to:
Influence enterprise lending and risk strategies.
  • Lead large-scale transformation and modernization efforts.
  • Drive innovation through analytics, automation, and digital-first solutions.
  • Build leadership capability and organizational strength.
  • Make a measurable impact on both member outcomes and financial performance. [VP of Cred...tions 2026 | Word]

What You'll Do
As Vice President, Credit Solutions, you will:
  • Develop and execute enterprise strategies to reduce delinquency, minimize losses, maximize recoveries, and preserve asset quality.
  • Lead all aspects of collections, bankruptcy, foreclosure, repossession, legal recovery, and post-charge-off recovery operations.
  • Drive digital transformation through automation, analytics, workflow modernization, and AI-enabled member engagement solutions.
  • Partner with Lending, Risk, Operations, Digital Services, and Technology teams to improve organizational effectiveness and portfolio performance.
  • Establish performance standards and accountability measures for internal teams, legal partners, collection agencies, repossession vendors, and recovery providers.
  • Deliver executive-level reporting, forecasting, and business insights to support strategic decision-making.
  • Foster a culture of innovation, accountability, continuous improvement, and exceptional member service. [VP of Cred...tions 2026 | Word]

What We're Looking For
The ideal candidate will bring:
  • Significant leadership experience in collections, recovery, credit risk, loss mitigation, lending operations, or related financial services functions.
  • Proven success leading organizational transformation, process improvement, and operational excellence initiatives.
  • Strong business and financial acumen with a deep understanding of portfolio performance and recovery strategies.
  • Experience leveraging technology, automation, data analytics, and digital solutions to improve outcomes.
  • Exceptional leadership, coaching, and change management capabilities.
  • The ability to balance regulatory compliance, risk management, operational efficiency, and member advocacy.
  • Outstanding communication and partnership skills with executive leaders, regulators, auditors, and external partners. [VP of Cred...tions 2026 | Word]

Compensation & Benefits
Salary Range: $152,565 to $190,707 annually, with actual compensation determined by experience, qualifications, and demonstrated expertise.
In addition to a competitive salary, AmeriCU offers a comprehensive benefits package that supports the health, well-being, and professional growth of our employees.

The Leader We Seek
You are:
  • Strategic and forward-thinking.
  • Results-oriented and data-driven.
  • An influential leader who inspires high performance.
  • Passionate about developing people and building strong teams.
  • Comfortable leading through complexity and change.
  • Committed to creating positive outcomes for members, employees, and the organization.

Build the Future of Credit Solutions
If you're ready to lead a critical function that protects AmeriCU's assets, strengthens member relationships, and drives strategic transformation, we invite you to apply for the Vice President, Credit Solutions position.

As Vice President, Credit Solutions, you'll have the opportunity to influence enterprise strategy, modernize operations, develop future leaders, and create lasting impact across the organization.

Lead with purpose. Drive innovation. Transform the future as AmeriCU's Vice President, Credit Solutions.

Pay Range: $152,565.75 - $190,707.19 per year

Similar Jobs

More Jobs at AmeriCU Credit Union

More Finance & Insurance Jobs

Find similar Vice President, Credit Solutions jobs: