General Description:

Responsible for making and servicing a variety of secured and unsecured business loans or lines of credit requests and decisions involving a variety of businesses and individual customers.

Portfolio Management: (60%)

Manage customer relationships within an assigned portfolio

Responsible for originating a variety of secured and unsecured business loans

Analyze complex financial statements and tax returns

Review collateral, appraisals, insurance documents, and otherwise underwrite commercial credit using industry standard practices and ratio analysis

Prepare loan reports and credit memos for review

Properly close and fund approved loans consistent with bank policy

Monitor and track loan exceptions

Consistently and diligently manage delinquent accounts

Generate Leads: (30%)

Represent the bank in the community through community service and civic involvement.

Call on prospective clients

Generate leads through other networking activities

All other tasks as requested by management: (10%)