Wells Fargo

Vendor Finance Sales Representative

Wells Fargo • $80K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4+ years of experience in secured or specialized lending relationship management or portfolio management.
  • Experience in Equipment Finance, Vendor Finance, Commercial Banking, Credit, or Relationship Management.
  • Strong project management and organizational skills, able to manage multiple priorities.
  • Ability to collaborate with various teams including credit, risk, operations, and product partners.
  • Strong written, verbal, and presentation skills, with experience in creating client-facing materials.
  • Analytical skills to interpret data and support strategic recommendations.
  • Proficiency in Microsoft Office and AI-enabled productivity tools.

Responsibilities

  • Establish and maintain relationships with existing clients in the construction sector.
  • Manage partner relationships within a contractual territory to optimize deal opportunities.
  • Analyze complex business challenges affecting clients' financial positions.
  • Conduct regular portfolio reviews and manage risk in client operations.
  • Collaborate with coverage teams to understand clients' strategic and operational needs.
  • Resolve client service requests and enhance product delivery through team collaboration.
  • Mentor lower-level staff and support their development.

Benefits

  • Hybrid work schedule with four days in-office requirement.
  • Opportunities to travel up to 25% of the time for business needs.
  • Comprehensive internal policies and expected compliance from employees.
Full Job Description

About this role:

Wells Fargo is seeking an inside sales/relationship manager for its Vendor Finance division supporting the construction industry.  The inside sales/relationship manager role will be key to driving day-to-day partner engagement through outreach, transaction management and accommodating customer service-related requests.


In this role, you will:

  • Lead or participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners
  • May be assigned a contractual territory and responsible for managing partner relationships to ensure deal opportunities are directed to the business, in alignment with agreement terms
  • Review and analyze moderately complex business, operational, or technical challenges that require an in-depth evaluation of variable factors
  • Independently review and analyze moderately complex client portfolios or partner with senior peers on more complex portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memoranda
  • Partner with coverage teams within the context of individual deals and client relationships to understand clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancings
  • Perform regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable
  • Collaborate and consult with peers and functional partners to resolve client servicing requests and contribute to large-scale planning related to a given product and/or specialty’s business objectives
  • Independently resolve moderately complex situations while developing a sound understanding of policies, procedures, and compliance requirements to meet business objectives and partner with senior peers for more complex issues
  • Partner with product management functional partners to provide feedback on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectively
  • May serve as a mentor for lower level staff


Required Qualifications:

  • 4+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Experience in Equipment Finance, Vendor Finance, Commercial Banking, Credit, or Relationship Management.
  • Working knowledge of commercial credit principles, financial statement analysis, and transaction structuring.
  • Experience supporting client relationships and identifying opportunities for growth and portfolio expansion.
  • Strong project management and organizational skills with the ability to manage multiple priorities simultaneously.
  • Ability to collaborate effectively with credit, risk, operations, legal, and product partners.
  • Strong written, verbal, and presentation skills.
  • Experience preparing business reviews, client presentations, and financing proposals.
  • Demonstrated ability to build relationships and influence partners without direct authority.
  • Proficiency in Microsoft Office tools and comfort leveraging AI-enabled productivity tools to enhance efficiency and decision-making.
  • Strong analytical skills with the ability to interpret data, identify trends, and support strategic recommendations.


Job Expectations:

  • Ability to travel up to 25% of the time
  • This position offers a hybrid work schedule
  • Current requirements are 4 days in-office
  • Willingness to work on-site at stated location on the job opening
  • This position is not eligible for Visa sponsorship
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Job Locations:

TEXAS - Irving TX 401 Las Colinas Blvd W Bldg B

IOWA - Des Moines, IA 801 Walnut St

#CommercialBanking

Posting End Date:

1 Oct 2026

*Job posting may come down early due to volume of applicants.

About Wells Fargo

Wells Fargo Careers

Joining Wells Fargo means becoming part of a distinguished financial institution that has been a cornerstone of innovation and leadership in the banking industry. At Wells Fargo, we offer a plethora of job opportunities designed to empower your career growth and development in a diverse and inclusive environment.

Work You’ll Do

At Wells Fargo, you will be part of a team that values diversity and is committed to fostering an inclusive culture. We are looking for professionals who are eager to drive innovation and lead with integrity. Our employees are our greatest asset, and we invest in their professional growth through comprehensive leadership and diversity training programs that are recognized industry-wide.

Explore a Multitude of Career Paths

Whether you're interested in a position in finance, IT, customer service, or management, Wells Fargo has career opportunities in various fields. Our team members benefit from job stability, competitive benefits, and a culture that values and rewards performance and dedication.

Internship Programs

Kickstart your career with a Wells Fargo internship. Our programs provide invaluable industry exposure, professional skills development, and networking opportunities that often lead to full-time employment offers. Interns at Wells Fargo work on real projects, solve actual challenges, and gain the mentorship of seasoned professionals.

Professional Growth and Development

We believe in nurturing the potential of our employees. Wells Fargo offers robust training programs and resources to help every team member excel in their current roles and prepare for future challenges. Growth at Wells Fargo is not just about climbing the career ladder but expanding your skills and expertise to add value to our team and customers.

Benefits and Rewards

Wells Fargo is committed to the well-being of our team members. We offer a comprehensive benefits package that includes health care, retirement plans, and generous paid time off. Additionally, we provide unique perks like employee discounts, adoption assistance, and tuition reimbursement.

Join Our Team

Discover the opportunities waiting for you at Wells Fargo by exploring open positions that match your skills and interests. We are continuously hiring and looking for individuals who bring creativity, passion, and a drive to serve our customers.

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Networking and Innovation

At Wells Fargo, networking and innovation go hand in hand. We encourage our employees to connect across departments and roles to foster new ideas and strategies that lead to groundbreaking solutions.

Empower Your Career

Step into a role at Wells Fargo where your skills will be honed, your achievements recognized, and your career can flourish. We're not just filling positions; we're building leaders who are equipped to navigate the complexities of the financial world. Join Wells Fargo today and be part of a team that’s redefining the future of banking.
Learn more about Wells Fargo
Size
246,577 employees
Market Cap
$155.2 billion
Industry
Net Income
$3.3 billion
Founded
1852
5 Year Trend
-5.9%
NASDAQ

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