Truist Financial

Underwriting Team Lead

Truist Financial$90K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Business, Finance, Insurance, or related field preferred
  • Extensive experience in underwriting, particularly commercial or specialty lines
  • Proven leadership experience in managing underwriting teams
  • Demonstrated success in meeting profitability and growth through underwriting strategy
  • Relevant certifications such as CPCU or equivalent professional designations preferred

Responsibilities

  • Lead underwriting strategy and decision-making for complex risks
  • Manage underwriting operations to comply with guidelines and regulations
  • Monitor portfolio performance to meet profitability and growth targets
  • Provide leadership and oversight to underwriting teams
  • Serve as escalation point for complex underwriting issues
  • Develop relationships with brokers and market partners
  • Coach and mentor underwriting staff for technical growth
  • Evaluate market trends to inform underwriting strategy

Benefits

  • Access to medical, dental, vision, life, disability, and AD&D insurance
  • Tax-advantaged savings accounts
  • 401(k) plan with company match
  • Generous paid time off programs including holidays, vacation, and sick days
  • New parent leave
  • Eligibility for restricted stock units and/or a deferred compensation plan
Full Job Description
The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.

Regular or Temporary:
Regular
Language Fluency: English (Required)

Work Shift:
1st Shift (United States of America)
Please review the following job description:
The Lead Underwriter is responsible for leading underwriting operations within a specialized segment, driving profitability through strategic risk selection and portfolio management. This role provides leadership and oversight to underwriting teams while ensuring adherence to company standards and regulatory requirements. The core function of this role centers on balancing underwriting authority with leadership accountability, including setting underwriting strategy, managing portfolio performance, and supporting business growth.

KEY RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

  • Lead underwriting strategy and decision-making for complex risks, including evaluating, approving, and guiding risk selection and coverage structure


  • Manage and oversee underwriting operations, ensuring adherence to carrier guidelines, company policies, and regulatory requirements


  • Monitor portfolio performance and adjust underwriting practices to achieve profitability, growth, and risk management objectives


  • Provide leadership, direction, and oversight to underwriting teams to ensure consistent execution, quality, and performance outcomes


  • Serve as an escalation point for complex underwriting issues, providing expertise and resolution for challenging risk scenarios


  • Develop and maintain strong relationships with brokers, agents, and market partners to support growth and strategic initiatives


  • Coach, mentor, and develop underwriting staff to enhance technical expertise and support career progression


  • Evaluate market trends, competitor activity, and data insights to inform pricing, product development, and underwriting strategy


EDUCATION AND EXPERIENCE

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Bachelor's degree in Business, Finance, Insurance, or a related field preferred


  • Extensive experience within underwriting, including commercial or specialty lines


  • Proven leadership experience managing underwriting teams and driving performance outcomes


  • Demonstrated success in achieving profitability and growth objectives through underwriting strategy and portfolio management


CERTIFICATIONS, LICENSES, REGISTRATIONS

  • Relevant certifications such as CPCU or equivalent professional designations preferred. Appropriate state-specific insurance licenses required based on role responsibilities.


FUNCTIONAL SKILLS

  • Advanced expertise in underwriting, risk selection, and portfolio management


  • Strong leadership and people management capabilities across underwriting teams


  • Financial acumen, including ability to analyze portfolio performance and profitability drivers


  • Strategic thinking and ability to translate market insights into underwriting action


  • Strong negotiation and relationship management skills with brokers and market partners


  • Proficiency in underwriting systems, tools, and data analytics to support decision-making


General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, we're committed to supporting every aspect of teammates' well-being - physical, emotional, financial, social, and professional. Our best-in-class benefits program is designed to care for the whole you, offering a wide range of coverage and support. Eligible full-time teammates enjoy access to medical, dental, vision, life, disability, and AD&D insurance; tax-advantaged savings accounts; and a 401(k) plan with company match. CRC Group also offers generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more. Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan.

About Truist Financial

Truist Financial Careers

Join the dynamic team at Truist Financial, a leader in the financial services sector, and propel your career to new heights. At Truist Financial, we offer more than just job opportunities; we provide a platform for professional growth and innovation in an environment that values diversity and leadership.

Why Truist Financial?

At Truist Financial, we are committed to building a diverse and inclusive workplace where every team member is empowered to contribute their unique skills and perspectives. We believe that our strength lies in our diversity, and we are dedicated to fostering a culture that embraces the differences that make each of us unique.

Explore a World of Opportunities

Whether you're seeking your first internship or a seasoned professional looking to advance your career, Truist Financial offers a range of employment opportunities across various disciplines. Our team is growing, and we are constantly looking for talented individuals who are eager to make an impact.

Innovate and Lead

Join us and be part of a culture of innovation where your ideas can help shape the future of banking. At Truist Financial, you’ll work alongside industry leaders and have access to cutting-edge resources that foster continuous professional development and innovation.

Develop Your Career

Truist Financial is deeply invested in the career progression of our employees. We offer robust training programs, including leadership development and diversity training, to ensure you have the tools needed to succeed. Our commitment to your growth is reflected in our comprehensive benefits package, designed to support you both professionally and personally.

Networking and Professional Development

Enhance your professional network and connect with like-minded colleagues through our various networking events and community engagement initiatives. At Truist Financial, we believe in the power of connections and the impact they can have on your career.

Join Our Team

Ready to take the next step in your career? Explore the current job openings at Truist Financial. We are hiring across multiple departments, looking for passionate, curious, and innovative individuals to join our team. Check out our available positions and find the one that best matches your skills and interests.

Prepare for Your Interview

Make a great first impression. Visit our Careers page for tips on how to craft a compelling resume and succeed in your interview at Truist Financial. We are excited to see how you can contribute to our team and help us drive the future of banking.

Stay Connected

Don’t miss out on future opportunities or insights into our company culture and industry trends. Subscribe to our job alert emails and stay informed about new positions and career tips directly from our professionals. At Truist Financial, we’re not just offering jobs; we’re building careers. Join us and discover how you can make a difference and fuel your future.

SEARCH TRUIST FINANCIAL JOBS

READ CAREERS BLOG

Learn more about Truist Financial
Size
50,283 employees
Market Cap
$56.6 billion
Industry
5 Year Trend
+14.3%
NASDAQ

Similar Jobs

More Jobs at Truist Financial

More Finance & Insurance Jobs

Find similar Underwriting Team Lead jobs: