- Four Medical Plan Offerings to choose from
- Employer HSA Contributions (Coverage/Plan exclusions)
- Employer Provided Life Insurance Policy
- Annual Health Incentive
- Annual Wellness Reimbursement
- Tuition Reimbursement program
- Generous Match 401k Retirement Plan
- Paid Sick Leave
- Paid Vacation Leave
- 11 Paid Holidays Based on the Federal Reserve Calendar
If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.
ESSENTIAL FUNCTIONS:- Supervise and coach a team of mortgage underwriters, providing guidance on complex loan scenarios and policy interpretation.
- Manage daily workflow assignments to balance workloads and meet productivity and turn-time goals.
- Conduct quality control reviews and provide constructive feedback to underwriters to ensure accuracy and adherence to guidelines.
- Act as a subject matter expert (SME) for loan programs, investor requirements, and regulatory compliance.
- Assist Underwriting Manager with training, as needed for FHA/VA designations.
- Perform second level reviews.
- Underwrite loans, as needed, in compliance with product, agency, and portfolio product guidelines, as well as all federal and state regulations.
- Monitor and respond to Underwriting help desk scenarios.
- Provides the best service to our customers with innovative and creative solutions.
JOB REQUIREMENTS:- 10+ years mortgage underwriting experience with at least 2 years in a leadership, supervisory, or team lead role.
- In-depth knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and/or jumbo loan guidelines.
- Strong understanding of regulatory requirements and compliance (TRID, RESPA, ECOA, HMDA, etc.).
- Proven ability to manage team performance, provide coaching, and meet department goals.
- Detail-oriented, strong problem-solving, exercise sound judgement, effective collaboration, and ability to adapt and thrive in a dynamic environment.
- Strong communication and interpersonal skills, with the ability to work cross-functionally.
- Must have DE (Direct Endorsement), SAR (Staff Appraisal Reviewer), or LAPP certifications.
- Experience with LOS platforms such as Encompass, or similar.
- Bachelor's degree in finance, business, or related field preferred.
- Extended hours sitting and performing computer tasks may be required
- Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.
Bilingual candidates encouraged to apply.
