Underwriting Specialist – Specialty Human Services

Great American Insurance Group

$84K — $120K *
US-AnywhereRemote in North Carolina, US
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or related field or equivalent experience.
  • 5+ years of experience in Underwriting or a related field.
  • Progress toward professional designations like AU, CPCU, CIC, INS, or ARM preferred.
  • Excellent interpersonal and communication skills.
  • Strong analytical skills with attention to detail.

Responsibilities

  • Evaluate and underwrite new and renewal business according to company guidelines.
  • Analyze risk data to inform decisions on coverage, pricing, and terms.
  • Collaborate with actuaries, agents, brokers, and clients for necessary information.
  • Review reports like motor vehicle and loss history to inform underwriting decisions.
  • Ensure compliance with state and federal insurance regulations during documentation.
  • Communicate underwriting decisions effectively to teams and external partners.
  • Maintain business relationships to generate and retain profitable business.

Benefits

  • Medical, dental, and vision coverage for full-time employees.
  • Wellness plans and maternity leave options.
  • Tuition reimbursement for career development.
  • 401(k) plan with company match for retirement savings.
  • Paid Time Off and paid holidays for work-life balance.
Full Job Description
This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship. For more than 35 years, Great American’s Specialty Human Services Division has provided insurance solutions to the human and social service marketplace. The division is one of the first insurance companies to recognize the special needs of these organizations. Over the years, coverage and services have expanded to ensure expertise to meet the evolving needs of this marketplace.  Our Specialty Human Services Division is seeking an Underwriting Specialist to join its team. This role supports the Southeast territory spanning Pennsylvania through Florida and west to Texas. This position is fully remote, with a preference for candidates located in Pennsylvania, North Carolina, Texas, or the Chicagoland area. Essential Job Functions and Responsibilities • Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite. • Analyzes risk data to make informed decisions on coverage, pricing, and terms. • Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details. • Orders and reviews additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. • Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations. • Evaluates existing policies for potential renewal or modification. • Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers. • Stays updated on industry trends, regulatory changes, and market conditions. • Develops and maintains effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business. • Interprets, explains, and markets products and services. • Performs other duties as assigned.  Job Requirements • Bachelor’s Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience. • Generally, 5+ years of experience in Underwriting or a related field. Completion of or continuing progress toward a professional designation preferred, such as Associate in Underwriting (AU), Chartered Property Casualty Underwriter (CPCU), Certified Insurance Counselor (CIC), Program in General Insurance (INS), or Associate of Risk Management (ARM). • Excellent interpersonal and communication skills. Demonstrates strong analytical skills with attention to detail. • Position requires occasional travel. Business Unit: Specialty Human Services Salary Range: $84,000.00 -$120,000.00 Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers. *Excludes seasonal employees and interns.

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