Underwriting Director, Mid-Market

Optimyl Benefits

$120K — $150K *
US-AnywhereRemote in United States
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 10+ years underwriting medical stop loss, focused on 50-300 group size
  • 5+ years at an MGU or pure-play stop loss carrier
  • Preferred majority of career at a respected MGU
  • Ability to work in a lean, fast-moving environment
  • Familiarity with stop loss manuals and AI-assisted underwriting tools

Responsibilities

  • Underwrite new business and renewals for experience-rated groups
  • Build and maintain relationships with sales, actuarial, and clinical teams
  • Set clear expectations with sales on turnaround times
  • Deliver consistently on agreed turnaround times
  • Develop familiarity with company's products and provide feedback
  • Mentor existing claims-based underwriters

Benefits

  • Competitive compensation
  • Comprehensive health coverage (medical, dental, vision)
  • Employer-paid life insurance and disability coverage
  • 401(k) retirement plan with employer match
  • Generous paid time off and company holidays
Full Job Description
About the role

The Underwriting Director, Mid-Market, is responsible for profitably underwriting stop-loss insurance for new and renewing groups across the 50-300 life space. This is a fully remote, senior individual contributor role with management potential.

What you'll do
• Underwrite new business and renewals for experience-rated groups in the 50-300 life space across level-funded and traditional stop loss products.
• Build and maintain strong working relationships with sales, actuarial, and clinical teams.
• Set clear expectations with sales on turnaround times and consistently deliver on them.
• Develop deep familiarity with Optimyl's products and platform, and contribute feedback that shapes future iterations.
• Mentor existing claims-based underwriters.

Ideal profile
• 10+ years underwriting medical stop loss, with a focus on the 50-300 group size.
• At least 5 years at an MGU or pure-play stop loss carrier; majority of career at a respected MGU preferred.
• Comfort working in a lean, fast-moving environment without heavy oversight.
• Familiarity with stop loss manuals and current underwriting tools, including AI-assisted platforms.

Benefits include:

  • Competitive compensation
  • Comprehensive health coverage (medical, dental, vision)
  • Employer-paid life insurance and disability coverage
  • 401(k) retirement plan with employer match
  • Generous paid time off and company holidays

We support growth through hands-on learning, exposure to new challenges, and opportunities to expand responsibilities as the company evolves.

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