Overview: The Treasury Senior Analyst is responsible for the day to day execution of balance sheet management operations, including cash management, interest rate and liquidity risk management, investments, capital markets and banking relations and compliance. Supports treasury-related financial reporting and cash management planning. The Treasury Senior Analyst is part of the Finance team, reporting to the Treasury Director.

Responsibilities:

Specific duties include, but are not limited to, the following:

Cash and Liquidity Management

• Cash flow forecasting, liquidity planning, liquidity ratio analysis and investment strategies.
• Daily cash positioning, including sweeping funds between cash accounts to maximize interest income.

Debt and Capital Management

• Support the credit union's borrowing programs with the Federal Home Loan Bank of New York, Federal Reserve and corporate credit unions.
• Support non-member deposit funding programs.
• Maintain strong relationships with lenders and financial institutions.

Risk Management

• Support the Treasury Director in the monitoring and mitigation of financial risks, including interest rate, liquidity and credit risks.
• Support the credit union's derivative hedging program.
• Ensure compliance with internal policies and regulatory requirements.

Investment Management

• Support the Treasury Director in the management of the credit union's cash and investment portfolio to maximize returns while maintaining liquidity.
• Monitor and report on market trends and economic indicators.

Treasury Operations

• Maintain relationships with liquidity providers and banking service providers.
• Leverage tools such as ERP systems, treasury management systems, and data visualization platforms to enhance decision-making and tracking of KPIs.
• Leverage automation and technology integration to streamline treasury processes.
• Maintain policies and procedures that impose an adequate level of control over treasury activities and provide support for regulatory reporting.
• Support pricing strategies for loan and deposit products. Analyze market trends, interest rates and competitor offerings to determine competitive and profitable pricing structures.
• Support the credit union's secondary marketing program, including loan participation purchases and sales. Prepare reporting on the portfolio of loan purchases.
• Ensure the application of appropriate internal controls, compliance and financial procedures.
• Prepare reports that include key financial metrics and performance indicators, analyzing trends and identifying areas for improvement or risk mitigation.
• Collaborate with the peers in Accounting & Finance when treasury related expertise is required.
• Support the Treasury Director by preparing monthly reporting and analysis for management and board reporting, as well as all ALCO reports.
• Serve as the day to day tactical liaison for advisory firms engaged by the credit union in support of ALM and Investment strategies.
• Provide support as requested by regulatory examiners, external and internal auditors in matters pertaining to asset liability management.
• Oversee the preparation of ALM analytics prepared by third party advisory firms.

Other Responsibilities

• Participate in the monthly, quarterly, and annual forecasting process.
• Support pricing strategies for loan and deposit products. Maintain pricing models, analyze market trends, interest rates and competitor offerings to determine competitive and profitable pricing structures.
• Review and ensure application of appropriate internal controls, compliance and financial procedures.

Perform other related duties as requested and special projects as assigned

Requirements:

Education:

• Bachelor's degree in finance, accounting, or a related field.

Experience:

• 4-5+ years of progressive experience in finance.
• A minimum of 2 years in a treasury position at a similarly sized bank or credit union.

Knowledge/Aptitude:

• In-depth knowledge of asset liability management principles and stress testing methodologies.
• Working knowledge of planning and treasury management systems.
• Understanding of the economy and interest rate markets.
• Strong understanding of bank treasury concepts, with the ability to interpret and apply regulatory guidelines effectively.
• Excellent analytical skills and attention to detail, with the ability to analyze complex financial data and draw actionable insights.
• Adept at developing ad hoc complex models in Excel when third party models cannot be used.
• Adept at driving results in a collaborative environment.
• Exceptional communication and interpersonal skills, with the ability to articulate financial concepts to diverse audiences and influence decision-making processes.

Strategic mindset and forward-thinking approach, with the ability to anticipate challenges and develop proactive solutions.

Why You'll Love Working Here:

The pay range for this position is between $81,700-134,730 annually. Actual base pay offered may vary depending on a number of factors such as job-related knowledge, skills, experience, and location. Employees in this position may also be eligible for a discretionary bonus, 401(k) with an 6% employer match per pay period. Benefits for this position include Medical, vision, dental, life, and disability insurance, flexible paid time off and 11 paid holidays annually.