Figure

Treasury and FinOps Analyst

Figure • $76K — $103K *
US-AnywhereRemote in New York, NY
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 3+ years in financial services focusing on funding, treasury, or financial operations.
  • Experience with treasury management software (TMS) or complex ERP systems preferred, especially Kyriba.
  • Proficiency in cash forecasting.
  • Bachelor's degree in Business, Economics, Accounting, Finance, or a related field.
  • Intermediate to advanced Excel skills, capability to learn platforms like Tableau quickly.
  • Strong relationship-building and transparent communication skills.
  • Ability to thrive in a startup environment, often building processes from scratch.

Responsibilities

  • Prepare cash and inventory reports across entities for liquidity visibility.
  • Monitor and reconcile daily bank balances and transactions for operating accounts.
  • Perform daily cash positioning to comply with liquidity requirements.
  • Execute cash movements including wires and ACH transfers following protocols and controls.
  • Manage funding operations for loan sales while ensuring compliance with legal agreements.
  • Support vendor payment processing and oversee wire templates.
  • Collaborate with Accounting on month-end close processes related to funding.

Benefits

  • Comprehensive medical, dental, and vision coverage with 100% employer-paid premiums on select plans.
  • Employer contributions to HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits.
  • Employer-paid life and disability insurance.
  • 11 observed holidays along with a PTO plan.
  • Up to 12 weeks of paid family leave.
  • Continuing education reimbursement.
Full Job Description
About the Role

We're looking for a self-motivated and curious Analyst to support our Treasury and Financial Operations across a complex, multi-entity environment. In this role, you will play a key part in ensuring accurate daily cash and digital asset visibility while managing the operational mechanics behind our liquidity, loan sale, and reporting processes. Additionally, you will be responsible for executing critical funding activities and supporting operational payment workflows that keep Figure running smoothly. You will work closely with Finance, Capital Markets, Product, and Legal teams to maintain strong treasury controls and help scale our proprietary financial infrastructure. This is a great opportunity for someone who thrives in fast-moving environments and wants to work at the intersection of traditional finance and blockchain technology.

What You'll Do
  • Prepare cash and inventory reporting across entities to ensure total liquidity visibility, in support of short term actions and longer range forecasting
  • Monitor and reconcile daily bank balances and transaction activity across all operating accounts
  • Perform daily cash positioning to ensure compliance with liquidity requirements for funding, vendor payments, and operational processes
  • Execute cash movements, including wires, ACH transfers, and internal account allocations, adhering to approval protocols and SOX controls
  • Manage funding operations for loan sales while ensuring strict compliance with legal agreements
  • Support vendor payment processing, including wire initiation, callback confirmations, and oversight of wire templates
  • Collaborate with the Accounting department on month-end close processes related to funding and sale activities
  • Own and communicate weekly, monthly, and quarterly reports as required by legal agreements
  • Partner with Product, Data, Engineering and Legal teams to streamline cross-functional data collection and resolve outstanding financial queries
  • Reconcile loan and collateral data to ensure accuracy across internal systems and blockchain records
  • Continuously improve existing workflows to increase the scalability and efficiency of our financial operations
  • Contribute to the company's capital raising initiatives, including debt financings

What We Look For
  • 3+ years in the financial services industry with specific experience in funding, treasury, or financial operations
  • Ability and willingness to work Eastern Standard Time (EST) business hours
  • Experience maintaining treasury management software (TMS) or complex enterprise resource planning (ERP) systems highly preferred (especially experience with Kyriba)
  • Experience with cash forecasting highly preferred
  • Bachelor's degree in Business, Economics, Accounting, Finance, or a related field
  • Intermediate to advanced Excel skills with the ability to pick up new platforms such as Tableau
  • Transparent communication and strong relationship-building skills to effectively work with cross-functional partners
  • Proven organization skills and the ability to prioritize and adhere to deadlines in a fast-paced environment
  • Strong attention to detail and the analytical skills needed to work with limited direction
  • Ability to perform and thrive in a startup environment where you are often building processes from scratch
  • Curiosity and drive to learn about blockchain and help out where needed
  • Adhere to all company security policies and data handling procedures.
  • Complete mandatory security awareness training within required timeframes.
  • Promptly report any suspected security incidents or suspicious activity to the Security team.

Salary
  • Base Compensation Range: $76,500-$103,500yr
  • 25% annual bonus target, paid quarterly
  • Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate's experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

Benefits
  • Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
    Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
    Employer-paid life and disability insurance
    11 observed holidays and PTO plan
    Up to 12 weeks of paid family leave
    Continuing education reimbursement

#LI-SB1 #LI-Hybrid

About Figure

Figure is a financial technology company that provides home equity loans and other financial services. The company was founded in 2018 by Mike Cagney, a former CEO of the online lending platform, SoFi. Figure's platform uses blockchain technology to streamline the loan application process and reduce costs. The company has raised over $225 million in funding and has partnerships with several major financial institutions, including Jefferies and WSFS Bank. Figure was named one of the 50 most innovative fintech companies in the world by Forbes in 2019.
Learn more about Figure
Size
200 employees
Industry
Founded
2018

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