TRANSACTION BANKER MADRID

BBVA

$80K — $120K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Good communication and interpersonal skills.
  • Fluent in English both written and spoken (C1).
  • 7 years of experience or more.
  • Solid background in client relationship management, including portfolio management and cross-selling of financial products.
  • Banking experience will be highly valued.

Responsibilities

  • Assist the TB Branch Manager in defining the business strategy with certain clients.
  • Manage a portfolio of global clients.
  • Identify and generate new business opportunities with existing clients and expand geographic reach.
  • Draft pitches and review legal documentation of agreements in collaboration with Legal CIB.
  • Negotiate deals, renew credit lines, and assess potential returns with Pricing Specialist.
  • Manage account overdrafts and facilitate different solutions for customers.
  • Liaise with other CIB front units to maximize cross-selling opportunities.

Benefits

  • Opportunity to work with a diverse portfolio of global clients.
  • Collaborative environment with product specialists and banking professionals.
  • Involvement in strategic business decisions and client management.
  • Potential for professional growth within a respected banking institution.
Full Job Description

About the job:

  • Assist the TB Branch Manager in defining the business strategy with certain clients.

  • Managing a portfolio of global clients.

  • Represent BBVA with domestic and multinationals customer companies, assuming the banker role with subsidiaries of MNCs not covered by global Bankers.

  • Identify and generate new business opportunities with existing clients and expand the geographic reach of the customer’s relationships.

  • Visit and call on clients proactively, generally accompanied by product specialists, offering transactional products that could improve their day-to-day activity.

  • Draft pitches and review legal documentation of agreements in collaboration with Legal CIB.

  • Negotiate deals, renew credit lines and help the Bankers to renew financial programmes. Evaluate and asses current and potential returns and make pricing decisions in collaboration with the Pricing Specialist.

  • Manage account overdrafts, notifying the overrun to the affected customers and offering them different facilities to regularise debit positions.

  • Liaise and work alongside with other CIB front units in order to increase cross-selling and CIB support units for the deal execution.

  • Undertake an annual review of customer product and services’ price list in collaborating with the Middle Office.

  • Understand the creditworthiness of each client, register the proposal in the risk management tool and participate in different committees in order to defend credit proposals and get Risks’ approval.

  • Monitor and check, in coordination with global and local product specialists, how the transaction services and products set up for a specific customer works.

  • Supervise and support the Middle Office with incidences that may occur.

  • Use the Client Relationship Management systems timely and accurately for pipeline and profitability reporting.

Qualifications

  • Good communication and interpersonal skills.

  • Fluent in English both written and spoken (C1).

  • 7 years of experience or more.

  • Solid background in client relationship management, including portfolio management and cross-selling of financial products.

  • Banking experience will be highly valued.

Skills:

Customer Targeting, Empathy, Ethics, Innovation, Proactive Thinking

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