Job DescriptionPayment Network Compliance Senior Analyst (Visa/Mastercard/Discover)Merchant Compliance | Sponsorship Oversight | Acquiring
About This RoleCitizens is seeking a
Payment Network Compliance Senior Analyst to support our
sponsorship oversight program within the Payments Risk organization. This role is responsible for ensuring adherence to
Visa, Mastercard, and Discover network rules across merchant and third-party relationships.
This is a
hands-on, execution-focused role-not a traditional vendor risk/GRC position. The work is
case-driven, detail-heavy, and high-volume, requiring strong judgment, documentation accuracy, and follow-through.
What You'll Do- Review and manage merchant compliance cases, including network violations, inquiries, and escalations
- Support third-party agent (TPA), including network registrations
- Ensure compliance with Visa, Mastercard, and Discover rules and programs
- Maintain audit-ready documentation for all compliance activities and submissions
- Track, prioritize, and resolve multiple active cases simultaneously
- Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues
- Identify and escalate potential risks or non-compliant merchant activity
- Support reporting and tracking using Excel and internal case management tools
What We're Looking For (Required)- Direct experience in at least one of the following:
- Payment network compliance (Visa, Mastercard, Discover)
- Merchant acquiring or sponsor bank environment
- Merchant registrations, or violations handling
- Experience managing:
- Case-based compliance work (tracking, investigation, resolution)
- Regulatory or network-driven processes with documentation rigor
- Strong attention to detail and ability to produce accurate, audit-ready work
- Proven ability to manage high-volume, process-driven workflows
- Strong Excel skills (tracking, validation, reconciliation)
- Ability to work cross-functionally and independently drive issues to resolution
Education:- Bachelor's degree or 1-3+ years' experience in payments required
Preferred Qualifications- Experience with:
- Third-party agent (TPA) registration processes
- Merchant network compliance monitoring or acquiring operations
- PCI DSS, ADC (Account Data Compromise)
- Background in:
- Payments operations
- Fraud / Rules in payments context (not required but helpful)
- Experience improving or optimizing compliance workflows or tracking processes
What This Role Is NOT- Not a traditional TPRM / vendor risk / IT GRC role
- Not focused on cybersecurity frameworks (NIST, ISO) as primary work
- Not strategy-heavy-this is a hands-on operational role
Team & Leadership- Reports to Director - Sponsorship Oversight (Payments Risk)
- Team operates in a high-growth, high-volume environment
- Strong cross-functional exposure across Payments, Risk, and Compliance
Hours & Work Schedule- Hours per Week: 40
- Work Schedule: Monday - Friday
- Hybrid, 4 days on site from a Citizens corporate office, 1 day remote
- Work Location Options: This role can sit at ANY Citizens Hub where there is capacity, including:
- Locations:
- RI - Johnston
- MA- Boston
- NH-Manchester
