Citigroup, Inc

Stress Testing 2nd LOD Lead Analyst

Citigroup, Inc$144K — $171K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree or foreign equivalent in Mathematics, Statistics, Quantitative Finance, or related field; Master's degree alternatively accepted with reduced experience.
  • 6 years of experience developing and delivering stress testing models, or 4 years with a Master's degree.
  • Proficiency in quantitative techniques and statistical concepts, understanding their strengths and limitations.
  • Experience utilizing the full model development lifecycle from data acquisition to monitoring.
  • Familiarity with libraries and tools for data analysis and visualization.
  • Ability to translate business requirements into technical specifications and understand their business impact.
  • Experience applying clean code principles including modular design and version control.

Responsibilities

  • Develop and deliver quantitative approaches for stress testing scenarios.
  • Evaluate and challenge the accuracy of forecasted losses and recommend risk mitigation strategies.
  • Oversee cross-discipline teams to meet project deadlines and resolve issues.
  • Interpret findings for impactful presentations and ensure quality reporting.
  • Contribute to enterprise-wide stress testing programs for early risk identification.
  • Monitor and implement improvements to risk management policies and procedures.
  • Coordinate presentations of stress testing results with executive management.

Benefits

  • Medical, dental, and vision coverage.
  • 401(k) retirement plan.
  • Life, accident, and disability insurance.
  • Wellness programs.
  • Paid time off, including vacation and sick leave.
  • Paid holidays.
Full Job Description
Citibank, N.A. seeks a Stress Testing 2nd LOD Lead Analyst for its Irving, TX location.

DUTIES: Develop and deliver quantitative approaches for stress scenarios to estimate and forecast potential losses, while consistently challenging the accuracy of these forecasts. Evaluate forecasted losses within the context of the firm's risk appetite and recommend appropriate risk mitigation strategies, oversee their implementation, and challenge their effectiveness. Oversee cross-discipline team members to meet project deadlines related to stress testing and loss forecasting and challenge any discrepancies or delays. Interpret key findings for impactful presentations, review the quality of reporting, and challenge any inaccuracies. Contribute to enterprise-wide stress testing programs and loss forecasting for early identification and assessment of emerging risks, oversee execution, and challenge processes and inconsistencies. Assist in monitoring and implementing risk management policies and procedures and constantly review them for potential improvements. Coordinate with the Citigroup CRO and executive management team to present stress testing and loss forecast results, using these insights to develop risk mitigation strategies. Work closely with Risk Reporting, Data Analytics, and Technology departments to streamline procedures and improve loss forecasting models, while maintaining oversight and challenging any inefficiencies. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols.

REQUIREMENTS: Bachelor's degree, or foreign equivalent, in Mathematics, Statistics, Quantitative Finance, or a related field, and six (6) years of experience in the job offered or in a related quantitative occupation developing and delivering stress testing models. Six (6) years of experience must include: Understanding of a wide range of various quantitative techniques and statistical concepts, including assumptions, strength and limitations; Utilizing the full model development lifecycle, including data acquisition, cleaning, feature engineering, model selection, training, hyperparameter tuning, validation, deployment, monitoring, and maintenance; Using libraries and tools for data loading, transformation, analysis, and visualization; Translating business requirements into technical specifications and understanding the impact of model decisions on business outcomes and; Utilizing clean code principles, modular design, unit testing, integration testing, code reviews, and version control; and Executing stress testing model development and implementation. In the alternative, employer will accept a Master's degree, or foreign equivalent, and four (4) years of experience. Employer will accept pre- or post- Master's degree experience. 40 hrs./wk. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #[redacted].

Wage Range: $144,100.00 to $171,600.00

Job Family Group: Risk Management

Job Family: Enterprise Risk

Job Family Group:

Job Family:

Time Type:
Full time

Primary Location:
Irving Texas United States

Primary Location Full Time Salary Range:

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Sept 21, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents - AI Notice and Right

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

Citigroup, Inc Careers

Join the vibrant team at Citigroup, Inc, a leading global bank, and propel your career into the future. Citigroup offers a plethora of job opportunities that span across various fields and expertise, making it an ideal place for ambitious professionals to thrive.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

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