Earnin

Staff Software Engineer

Earnin$252K — $308K *
Information Technology
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's, Master's, or PhD in computer science or related field, or equivalent experience.
  • 7+ years of experience delivering software in a collaborative environment.
  • Expertise in trade-off analysis for distributed architectures.
  • Proficient in at least one modern programming language, experience with C# and Kotlin preferred.
  • Familiarity with clean architecture principles.
  • Experience with relational and document databases.
  • Proficiency with AI-native development tools in engineering practice.

Responsibilities

  • Drive design and implementation of new features, translating complexity into elegant designs.
  • Impact the lives of community members through software solutions.
  • Design and deliver robust microservice integrations using REST/gRPC APIs.
  • Collaborate and mentor other senior engineers, providing guidance on code and design.
  • Define technical direction and manage project timelines and risks.
  • Utilize AI tools to enhance design, implementation, and debugging efforts.
  • Lead cross-team engineering initiatives and participate in hiring new team members.

Benefits

  • Hybrid work model with in-office requirements twice a week.
  • Equity options included in compensation package.
  • Collaborative and engaging work environment focused on innovation.
Full Job Description
POSITION SUMMARY

EarnIn seeks experienced, collaborative, resourceful staff-level engineers to join our product development teams. As a Staff Engineer, you will work cross-functionally with various teams and contribute to the design and development of new products. This role sits on our Growth engineering team, which owns EarnIn's member acquisition and onboarding experience, with a mission of making financial momentum accessible to more people by turning new members into engaged, trusting members of the EarnIn community. The base salary range for this full-time position is $252,000-$308,000 + equity + benefits. Our salary ranges are determined by role, level, and location. This hybrid position requires in-person work from our Mountain View HQ 2 days a week.

WHAT YOU'LL DO
  • Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code.
  • Make a meaningful impact in the lives of our community members.
  • Design & deliver robust microservice integrations via REST/gRPC APIs using various communication, consistency, and coordination strategies.
  • Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.
  • Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
  • Estimate and manage team project timelines and risks.
  • Use AI tools to work effectively across our stack and accelerate design, implementation, and debugging.
  • Care passionately about producing high-quality designs and code.
  • Participate in hiring and onboarding for new team members.
  • Lead cross-team engineering initiatives.

WHAT WE'RE LOOKING FOR
  • Bachelor's, Master's, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience.
  • 7+ years of delivering value through software in a collaborative environment.
  • Expertise in trade-off analysis for distributed architectures.
  • Proficient in at least one modern programming language and the ability to understand more than one - we currently work in C# and Kotlin.
  • Familiarity with the clean architecture approach.
  • Experience with various data storage, including relational and document databases.
  • Comfortable and experienced with AI-native development workflows and tools (e.g., GitHub Copilot, Cursor, ChatGPT, or similar) as part of your day-to-day engineering practice.
  • Ability to work across the stack (e.g., backend, mobile, web) is a plus.
  • Excellent written and verbal communication skills.
  • Ability to thrive in a fast-paced, dynamic, result-driven environment.
  • Being self-motivated and able to work independently with minimal supervision.

#LI-Hybrid

A Note on AI in the Hiring Process: EarnIn may use Artificial Intelligence (AI)-powered tools during the hiring process, including tools that generate summaries or notes for interviewers, review resumes, assist with scheduling, or help identify themes across candidate responses and profiles for a given role. Final hiring decisions are made by human interviewers and hiring managers. If you have any concerns about the use of AI in our hiring process, please connect with your recruiter. With your consent, EarnIn may use AI tools to help transcribe or summarize interviews. Recordings are treated as confidential candidate data and are accessible only to authorized hiring personnel. Declining to be recorded will not negatively affect your candidacy or evaluation.

About Earnin

Earnin is a financial services company that provides a mobile app that allows users to access their earned wages before payday. The app uses a proprietary algorithm to determine how much money users can access based on their work history and other factors. Earnin was founded in 2013 and is headquartered in Palo Alto, California.
Learn more about Earnin
Size
200 employees
Industry
Founded
2012

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