Plaid

Staff Product Manager, Credit

Plaid$145K — $175K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 5+ years of product management experience
  • Experience building and owning a lending product at a FinTech
  • Proven success with growth products, particularly network-based products
  • Thorough understanding of the complete lending process from acquisition to servicing
  • Strong communication skills for advocating product needs across the organization
  • Preferred: Experience with bureau or alternative bureau products
  • Preferred: Experience with consumer-permissioned data
  • Preferred: Founder experience

Responsibilities

  • Accelerate the growth and health of the CRA network
  • Drive credit initiatives within the Plaid network
  • Enhance the consumer consent UX for better conversion rates
  • Build and maintain trust in the CRA consumer experience
  • Foster consumer education on sharing cash flow data with lenders

Benefits

  • Comprehensive medical, dental, and vision coverage
  • 401(k) program
Full Job Description
Our Credit team at Plaid is building the largest cash flow based Consumer Reporting Agency (CRA) in the US to deliver lending solutions across the full lender lifecycle - including underwriting, verification, and servicing. We help lenders make faster, more informed decisions using consumer-permissioned financial data.

As the Product Manager for our CRA Network team, you will grow the number of consumers that have permissioned their data to our CRA, Plaid Check. You will build a more robust experience for consumers to interact with the CRA and learn more about sharing cash flow data with lenders.

Responsibilities
  • Own and accelerate the growth and health of our CRA network
  • Drive credit initiatives across the broader Plaid network
  • Own consumer consent UX experience including conversion and improvements
  • Build trust through our CRA consumer experience


Qualifications
  • 5+ years of product management experience
  • Must have built and owned a lending product at a FinTech
  • Experience working on a growth product - especially on a network product
  • Deep understanding of the E2E lending process from acquisition to originations to servicing
  • Excellent communication skills and the ability to advocate for prioritization for their product areas across the broader organization
  • Nice to have: Experience working on a bureau or alternative bureau product
  • Nice to have: Experience owning and working with consumer-permissioned data
  • Nice to have: Founder experience

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

About Plaid

Plaid is a financial services company based in New York City. The company builds a technology platform, which enables applications to connect with users' bank accounts. Plaid focuses on enabling consumers and businesses to interact with their bank accounts, check balances, and make payments through financial technology applications. The company was founded in 2013 by Zach Perret and William Hockey. In January 2020, Visa announced that it would acquire Plaid for $5.3 billion. The acquisition was completed in January 2021.
Learn more about Plaid
Size
600 employees
Industry
Founded
2011

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