Visa Inc

Sr. SW Engineer

Visa Inc$110K — $171K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 2+ years of experience with a bachelor's degree, or 5+ years relevant work experience
  • 3+ years experience in enterprise-scale distributed systems, APIs or integration platforms
  • Experience with event-driven architecture including Kafka and message queues
  • Familiarity with authentication/authorization protocols like OAuth 2.0 and SAML
  • Proficient in automated testing and API certification
  • Experience in product development within regulated industries (fintech, payments)
  • Skills in modern programming languages such as Java, Python, or Go

Responsibilities

  • Design and build secure, scalable solutions for Visa's Acceptance Solutions platform
  • Collaborate with cross-functional teams to deliver technology solutions
  • Contribute to hands-on coding efforts (60-75% of the time)
  • Leverage Generative AI and cloud-native practices in development
  • Implement and maintain high standards of software observability and reliability
  • Mentor junior engineers and drive engineering standards across teams
  • Support transaction processing platforms with a focus on security and performance

Benefits

  • Medical, Dental, Vision coverage
  • 401(k) retirement plan
  • Flexible Spending Account (FSA) or Health Savings Account (HSA)
  • Life Insurance
  • Paid Time Off (PTO)
  • Wellness Program
Full Job Description
Job Description

Job Summary:

The Senior Software Engineer designs, builds, and supports secure, scalable solutions for Visa's Acceptance Solutions platform, focusing on transaction processing platforms. This hands-on role (60-75% coding) works with cross-functional teams to deliver reliable technology solutions while leveraging Generative AI and modern cloud-native practices.

Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

  • 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience


Preferred Qualifications:

  • 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD)
  • Experience building enterprise-scale distributed systems, APIs, or integration platforms.
  • Experience with event-driven architecture using Kafka, message queues, event streaming, or workflow orchestration.
  • Experience with authentication/authorization (OAuth 2.0, OpenID Connect, JWT, SAML, mTLS, IAM).
  • Experience with observability and reliability (Splunk, Datadog, Grafana, OpenTelemetry, SLOs).
  • Experience with automated testing, contract testing, performance testing, and API certification.
  • Experience in product development within regulated industries (fintech, payments, banking).
  • Experience implementing Generative AI, agentic AI workflows, RAG, or intelligent automation.
  • Experience mentoring engineers and driving engineering standards across teams.
  • Experience with PCI-DSS, SOX, or financial services compliance requirements.
  • Experience with white-labeling and multi-tenant applications
  • Understanding of portal architecture and self-service platforms
  • Experience with authentication flows (SSO, OAuth, SAML)
  • Knowledge of internationalization and localization
  • Experience with design systems and component libraries
  • Understanding of merchant and acquirer workflows in payments.
  • Experience in software engineering, technology delivery, or a directly related field.
  • Experience designing, building, and supporting APIs, web services, microservices, or enterprise integration services.
  • Experience in a technical leadership role (with or without direct reports).
  • Proficiency in modern programming languages (Java, Python, JavaScript, TypeScript, Go, or Kotlin).
  • Strong experience with API-first design, REST, OpenAPI, JSON, webhooks, and event-driven architecture.
  • Experience with cloud platforms (AWS, Azure, GCP), Docker, Kubernetes, and infrastructure as code.
  • Experience with system design, architecture, debugging, troubleshooting, and production support.
  • Experience collaborating with cross-functional teams to deliver secure and scalable solutions.
  • Ability to use AI-assisted tools (GitHub Copilot, ChatGPT, agentic AI) and establish safe AI practices.
  • Deep understanding of web application development and modern frontend frameworks
  • Experience with React, Angular, Vue.js, or similar frontend technologies
  • Expertise in responsive design and mobile-first development
  • Knowledge of UI/UX design principles and accessibility standards.


Information for US Applicants :For roles located in the US, the estimated salary range for this position is $110,700.00 to $ 171,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

About Visa Inc

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Visa Inc Careers

Join the global team at Visa Inc, a leader in digital payments, and propel your career forward with a company known for innovation, leadership, and a commitment to diversity and growth. At Visa, we are not just a payments company; we are an engine for progress, powering inclusive and sustainable commerce worldwide.

Work You'll Do

At Visa Inc, you'll be part of a dynamic team that's dedicated to making a difference. Whether you're looking for job opportunities in technology, marketing, finance, or customer service, Visa offers a range of positions that allow you to contribute to our mission of connecting the world through the most innovative, reliable, and secure payment network.

Innovate and Lead

Join a culture of innovation where your ideas can change the way the world pays and moves money. With Visa, you'll work alongside industry experts to develop solutions that enhance customer experiences and drive economic growth. Our leadership is committed to providing you with the tools and training needed to excel.

Grow Your Career

Visa Inc is committed to the professional growth of every team member. With comprehensive benefits, competitive employment packages, and opportunities for advancement, Visa empowers you to shape your career path. From internships to leadership roles, the potential for growth is limitless.

Diversity and Inclusion

At Visa, we believe our strength lies in our diversity. We are dedicated to fostering an inclusive environment where everyone is respected, and every voice is heard. Through diversity training and a commitment to equitable hiring practices, we ensure that all team members have the opportunity to succeed.

Networking and Professional Development

Enhance your skills and expand your professional network through Visa’s global community. Participate in networking events, workshops, and seminars that are designed to bolster your industry knowledge and connect you with professionals across the globe.

Benefits and Culture

Visa Inc values the well-being of its employees. Enjoy a robust package of health, financial, and lifestyle benefits that support you and your family. Our culture promotes work-life balance, encourages curiosity, and supports the continuous pursuit of knowledge and excellence.

Join Our Team

Explore the exciting job opportunities at Visa Inc and discover how your skills and passions align with our mission. Prepare your resume, sharpen your interview skills, and get ready to embark on a rewarding career journey.

Stay Connected

Keep up to date with the latest at Visa Inc: - **Search Visa Jobs**: Find open positions that match your skills and interests. We look for passionate, curious, creative, and solution-driven team players. - **Read Careers Blog**: Stay ahead with career tips, insider perspectives, and industry-leading insights you can put to use today—all from the people who work here. - **Job Alert Emails**: Personalize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. See what exciting and rewarding opportunities await. At Visa Inc, your career is a journey of endless possibilities. Join us and be part of a team that is transforming the future of payments.
Learn more about Visa Inc
Size
21,500 employees
Market Cap
$387 billion
Industry
Net Income
$10.7 billion
Founded
1958
5 Year Trend
+9.8%
Revenue
$21.4 billion
NASDAQ

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