Sr Risk Systems Developer

Community Choice Financial Family of Brands

$90K — $120K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor’s degree in mathematics, Economics, Finance, or related field.
  • Minimum 3 years in Software Development or Credit Risk Systems.
  • Proficient with decision engine software like Blaze, Powercurve, or Provenir.
  • Experience with relational databases and SQL.
  • Hands-on experience with REST/SOAP web services and JSON/XML data structures.
  • JavaScript development experience is required.
  • Strong analytical skills and a logical approach to problem-solving.

Responsibilities

  • Develop credit risk and underwriting processes through technical systems tools.
  • Conduct unit testing of decision engine changes internally and via APIs.
  • Collaboreate with teams to translate underwriting strategies into technical designs.
  • Document processes for implementation in the decision engine platform.
  • Perform peer code reviews for other developers on the risk team.

Benefits

  • Uncapped Flexible Paid Time Off.
  • Paid training and comprehensive new hire program.
  • Access to robust learning management system for professional development.
  • Performance-based career advancement opportunities.
  • Educational Reimbursement Program.
  • Flexible medical insurance coverage options, including telemedicine.
  • 401(k) with generous company match.
  • Company-sponsored life and AD&D insurance options.
  • Voluntary benefits including dental, vision, and short/long-term disability insurance.
  • Free mental health resources and life coaching services.
  • Free access to discounts from local and national retailers.
  • Casual dress code, allowing jeans and sneakers.
Full Job Description
Your Opportunity

Sr. Risk Systems Developer

 

Community Choice Financial is looking for a Sr. Risk Systems Developer to join our Credit Risk Strategy Team and support the customer approval process by ensuring the decision engine platform is meeting operational expectations. As a Sr. Risk Systems Developer, you’ll think logically about reducing manual or repetitive tasks and have a hand in designing and developing effective underwriting strategies and scoring models.

What We Offer

Benefits and Perks*

  • Uncapped Flexible Paid Time Off.
  • Paid on-the-job training and a comprehensive new hire program.
  • Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development.
  • Performance-based career advancement.
  • Educational Reimbursement Program.
  • Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA).
  • Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program.
  • Company-Sponsored Life and AD&D Insurance.
  • Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance.
  • Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program.
  • Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace.
  • A relaxed, business casual dress code that includes jeans and sneakers! 

*Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements.

What You’ll Do - Essential Duties and Responsibilities
  • Execute the technical development of credit risk / underwriting processes using system tools that require program scripting, system configurations, and strong technical testing methods.
  • Conduct Unit testing of all changes to the decision engine both within the DE platform as well as through the API channel.
  • Translate underwriting processes and strategies into technical designs through collaboration with multifunctional teams and document these processes and procedures.
  • Produce high-quality technical documentation of processes and procedures that are implemented within the DE platform.
  • Perform peer code reviews for the Risk development team.
What We’re Looking For – Qualifications and Skills
  • Bachelor’s degree in mathematics, Economics, Finance, or another related field.
  • Minimum 3 years of experience in Software Development, Decision Engine Systems, Credit Risk Systems or a related technical role.
  • Experience with decision engine software such as Blaze, Powercurve, GDSLink, or especially Provenir.
  • Prior work with relational databases and experience with SQL or similar tool.
  • Hands-on experience working with REST/SOAP web services (including deep knowledge of JSON/XML data structures).
  • Experience with MS Office, especially MS Excel.
  • Experience with JavaScript development.
  • Strong analytical and problem-solving skills with the ability to think logically and effectively utilize techniques to develop and execute effective solutions.
  • Ability to work effectively both independently and as a team member.
  • Ability to succeed within a cross-functional team emphasizing collective ownership in a fast-paced environment.
  • Confidence and willingness to challenge status quo but also able to concede and execute other’s ideas when necessary.

 

Preferred Qualifications

 

  • 3-8 years of experience in the financial services industry
  • Master’s degree (MS or MBA) in Mathematics, Computer Science, Finance, or another related field
  • Experience with R, Python, SAS, or other data science and statistical analysis language
  • Azure DevOps
  • Postman and API testing frameworks

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