Reporting to the Director of Enterprise Risk Management (ERM), the Senior Risk Analyst plays a key role in the development, implementation, and continuous enhancement of the Enterprise Risk Management Framework (ERMF). This position partners closely with business leaders and cross-functional stakeholders to identify, assess, monitor, and report enterprise-wide risks while supporting strategic decision-making, regulatory requirements, and organizational resilience.

The Senior Risk Analyst serves as a trusted advisor to business partners by embedding risk management practices across the organization, facilitating risk assessments, analyzing risk trends, and developing meaningful risk reporting for executive leadership, risk committees, and the Audit and Risk Management Committee (ARMC) of the Board of Directors (Board).

Key Responsibilities
• Support the development, implementation, and ongoing enhancement of the Enterprise Risk Management Framework (ERMF) to ensure alignment with strategic objectives and compliance with management, regulatory and rating agency expectations.
• Maintain and enhance enterprise risk identification, assessment, and management tools, including the risk taxonomy, risk inventory and enterprise risk profile to support effective risk evaluation, reporting, and decision-making across the organization.
• Support the execution of enterprise-wide risk assessment processes to identify, evaluate, monitor and report on key risks and emerging threats, enabling informed decision-making and alignment with the ERMF, organizational objectives and management expectations.
• Collaborate with business leaders and key stakeholders across the organization to support the integration of risk management practices into business processes and decision-making, while collecting, analyzing, monitoring, and communicating risk information, trends and emerging issues to support effective risk oversight and reporting.
• Support the development and delivery of risk dashboards, presentations and other reporting that provides meaningful insights into the organization's risk profile, emerging risks, and risk trends for senior leadership, risk committees, regulatory bodies, and the ARMC of the Board of Directors.
• Represent the organization in industry forums, professional associations, training programs, and other external risk management activities as needed.
• Perform additional duties and special projects as assigned.

Work Environment
• Functions with a high degree of independence while collaborating extensively across business units.
• Regular interaction with senior leadership, risk committees, auditors, regulators, and key stakeholders.
• Supports organization-wide initiatives that strengthen risk management capabilities and promote informed decision-making.

Qualifications
• Bachelor's degree in Finance, Accounting, Risk Management, Business Administration, Economics, Actuarial Science, or a related field.
• Minimum of 5-7 years of experience in Enterprise Risk Management, Operational Risk, Internal Audit, Compliance, Finance, or a related discipline.
• Working knowledge of Enterprise Risk Management frameworks, including COSO ERM, ISO 31000, or comparable methodologies.
• Experience facilitating risk assessments, maintaining risk inventories, and developing risk reporting and dashboards.
• Strong analytical, quantitative, problem-solving, and critical thinking skills.
• Excellent written, verbal, presentation, and stakeholder management skills.
• Demonstrated ability to manage multiple priorities, exercise sound judgment, and work independently in a dynamic environment.
• Advanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, Word, and Outlook.

Preferred Qualifications
• Advanced degree in Business, Finance, Risk Management, Accounting, or a related field.
• Professional certifications such as CRMP, CRM, FRM, CIA, CISA, CPA, or equivalent risk management credentials.
• Experience with Governance, Risk, and Compliance (GRC) platforms such as Archer, MetricStream, or ServiceNow.
• Insurance, healthcare, financial services, or regulated industry experience preferred.

Competencies
• Strategic and enterprise-wide risk perspective
• Influence and relationship-building skills
• Executive presence and communication
• Project management and organization
• Data analysis and risk reporting
• Collaboration and business partnership
• Results orientation and accountability
• Continuous improvement mindset

Independence has implemented a "Hybrid" model which consists of Associates working in the office 3 days a week (Tuesday, Wednesday & Thursday) and remotely 2 days a week (Monday & Friday). This role is designated as a role that fits into the "Hybrid" model. While associates may work remotely on our designated remote days, the work must be performed in the Tri-State Area of Delaware, New Jersey, or Pennsylvania.

Must have an Android or iOS device which is compatible with the free Microsoft Authenticator app.