Charles Schwab

Sr. Research and Development Engineer

Charles Schwab$100K — $130K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 4-6 years in software/computer engineering or similar technical roles.
  • 1-3 years in Artificial Intelligence, focusing on Generative AI, with production deployment experience.
  • Proficient with Gen-AI technologies including LLMs and frameworks like PyTorch/TensorFlow.
  • Strong data analysis skills and a passion for leveraging data.
  • Effective communicator with ability to present complex ideas to various audience sizes.
  • Experience mentoring junior engineers on best practices and frameworks.

Responsibilities

  • Collaborate with and mentor a small team on R&D projects and exploratory technologies.
  • Present prototypes and innovative concepts to Schwab executives.
  • Work with cross-functional teams to coordinate demos and strategic planning sessions.
  • Anticipate and analyze emerging technology trends that affect Schwab's products.
  • Conduct experiments and independently explore new technology directions.
  • Think creatively to solve complex challenges and inspire others to innovate.

Benefits

  • Opportunity to work on cutting-edge technology projects.
  • Collaborative team environment fostering mentorship and growth.
  • Potential to influence Schwab's customer experience significantly.
  • Access to sandbox environments for experimental development.
  • Involvement in strategic planning and innovation discussions with executive leadership.
Full Job Description
Your Opportunity

 

The R&D Software Engineer will be part of a small development team to conduct research on emerging technology and user trends, create innovative concepts to improve Schwab's customer experience, implementprototypesand present them to Schwab Leadership teams.

Are youa typeof person who welcomes the challenge and the passion forcutting edgetechnology to achieve something extraordinary? Do you like the idea of turning a sketch on a napkin into something your users can see,touchand feel?

Our teamis responsible forconducting experiments that yield learnings to the business and technology teams, inspiring them to take successful concepts to production. The R&D team, by design, works in sandbox environments and develops proofs-of-concept (PoC) to advise and catalyze production product backlogs.

 

What you are good at:

  • Collaborate with and mentor a small group of engineers working on R&D initiatives, exploratory technologies, andPoCs.
  • Present functional prototypes and concepts to Schwab executives and stakeholders.
  • Work cross-functionally with Schwab Technology and product teams to coordinate demos, discussions, ideation sessions, and strategic planning.
  • Anticipate emerging technology advancements that couldimpactSchwabs products or customer experience.
  • Stay current on technology and industry trends; contribute to team knowledge growth.
  • Analyze consumer, business, and technical trends to inform R&D plans and experiments.
  • Experiment independently to discover new insights, solve challenges, and explorenew technologydirections.
  • Think creatively and push boundaries while leading others to do the same.
What you have

Minimum Years of Experience

  • 4 6 years in software/computer engineering or similar technical roles.
  • 1 3 years working specifically in Artificial Intelligence, with an emphasis on Generative AI. Experience with production deployment, architecture consultations, presenting POV to influence executives.

Required Skills & Qualifications

  • Experiencewith Gen-AI and associated technologies (LLMs,PyTorch/TensorFlow, Transformer models).
  • Strong understanding and passion for data analysis.
  • Demonstrated success working in diverse team environments.
  • Ability to quickly prototype, innovate, and find new ways to solve complex problems.
  • Clear and confident communication skills for both small and large audiences.
  • Ability to articulate direction, decisions, and technology recommendations.
  • Experience mentoring junior engineers on frameworks, best practices, and solution design.
  • Passion for high-quality engineering; intolerance for poor design or execution.
  • Strong desireto wow customers and createvisiblebusiness impact.

Preferred Skills & Additional Experience

  • Experience developing industry prototypes,PoCs, and sandbox experiments.
  • Strategic thinking with the ability to translate trends into actionable project direction.
  • Experiencefacilitatingdemos, ideation sessions, and planning workshops with senior leaders.
  • Background integrating market research, technical insights, and consumer behavior into R&D strategies.
  • Financial services or fintech industry experience (highly desirable).

About Charles Schwab

Charles Schwab is a financial services company that provides a full range of securities, brokerage, banking, money management, financial advisory, investor, and retirement plan services. It operates in four main divisions; investing, wealth management, banking, and trading. Charles Schwab provides a full-service brokerage platform that serves individual investors who invest on their own or through a workplace-sponsored retirement or equity plan, as well as banking through Schwab Bank. The firm was founded in 1973 and is headquartered in San Francisco, California.

Charles Schwab Careers

Join the vibrant team at Charles Schwab, a leader in global finance, where your career is propelled by innovation, leadership, and a commitment to diversity and professional growth. At Charles Schwab, we offer more than just job opportunities; we provide a platform for you to make a significant impact on the industry and our clients' lives.

Work You’ll Do

At Charles Schwab, we are dedicated to helping our clients manage their financial futures. Being part of our team means you'll work alongside some of the most skilled professionals in the financial services industry. Our culture thrives on teamwork, integrity, and relentless dedication to our clients. Whether you're looking for a position in financial consulting, technology, or administrative support, Charles Schwab offers a dynamic work environment where your skills will be honed and your achievements recognized.

Innovate and Lead

Embrace the opportunity to lead through innovation. Charles Schwab’s commitment to technology and innovation is fundamental to our service delivery. By joining our team, you will be at the forefront of developing new solutions that redefine the future of finance. Your leadership can guide significant projects that impact our company and the industry.

Grow Your Career

Charles Schwab believes in fostering the growth of its employees. Whether through professional development programs, diversity training, or leadership workshops, we ensure that our team members receive the support and training they need to advance their careers. With a variety of career paths available, your job at Schwab can evolve with your interests and expertise.

Internship and Employment Opportunities

Start your professional journey with Charles Schwab through our internship programs or full-time employment opportunities. We seek individuals who are passionate, curious, and ready to drive change. A career at Schwab is not just about having a job; it's about building a lasting relationship with a company that values your potential.

Benefits and Culture

Charles Schwab is renowned for its employee-friendly culture. We offer a comprehensive benefits package that supports the health, financial stability, and work-life balance of our team members. From competitive salaries and bonuses to health insurance and retirement plans, Schwab ensures that your career is as rewarding as it is enriching.

Networking and Professional Development

Expand your professional network and enhance your skills through our various networking events, mentorship programs, and training sessions. At Charles Schwab, we believe in leveraging collective expertise to foster learning and innovation. Engage with leaders, gain insights from experienced professionals, and build relationships that will aid your career trajectory.

Join Our Team

Explore the numerous career paths available at Charles Schwab and discover how your talents can be utilized to their fullest potential. Search open positions that match your skills and interests. We are continuously hiring across various disciplines and look forward to adding innovative, driven individuals to our team.

Stay Connected

Keep up to date with the latest from Charles Schwab Careers by subscribing to our job alert emails. Tailor your subscription to receive updates that align with your career preferences and be the first to know about new openings, company news, and professional tips.

Explore Charles Schwab Jobs

Ready to take the next step in your career? Visit our careers page to review current job openings, submit your resume, and prepare for your interview. At Charles Schwab, your future is waiting. [SEARCH CHARLES SCHWAB JOBS] Join Charles Schwab today and be part of a team that values diversity, innovation, and leadership—where your career can thrive in the exciting world of finance.
Learn more about Charles Schwab
Size
34,200 employees
Market Cap
$151.6 billion
Industry
Net Income
$3.2 billion
Founded
1973
5 Year Trend
+20%
Revenue
$12.1 billion
NASDAQ

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