Deloitte

Sr. Product Specialist - Transaction Banking

Deloitte$110K — $130K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in Computer Science or related IT discipline, or equivalent experience
  • 7+ years in architecture, solution design, or tech leadership within banking or financial services
  • 7+ years in product management within large-scale transaction banking firms
  • Experience with payments, cash management, and liquidity management
  • Proven design experience in enterprise-scale architecture across applications and technology domains
  • Strong grasp of banking architecture patterns, microservices, and cloud platforms
  • Familiarity with core banking systems and transaction banking platforms

Responsibilities

  • Define and maintain the enterprise architecture roadmap for transaction banking capabilities
  • Partner with stakeholders to translate strategic objectives into scalable architecture solutions
  • Ensure architecture aligns with business priorities like client experience and compliance
  • Provide domain guidance across payment rails and cash management services
  • Collaborate with engineering teams to align implementation with standards
  • Assess legacy systems and define modern migration paths
  • Support risk and regulatory requirements for transaction banking ecosystems

Benefits

  • Competitive benefits package focused on project delivery professionals
  • Opportunity to work on high-impact projects without extensive travel demands
  • No expectations for business development or promotion pressures
  • Access to a discretionary annual incentive program based on performance
  • Collaborative work environment leveraging cutting-edge technologies
Full Job Description
As an experienced Sr. Product Specialist you will have the ability to share new ideas and collaborate on projects as a consultant without the extensive demands of travel. The Project Delivery Talent Model is designed for professionals with specialized skills that align to a current client need. Team members focus on delivering services to clients, without additional expectations related to business development or promotion. Their employment is tied to their role on a project, and they are eligible for a benefits package that is competitive for project delivery-focused professionals.

Work you'll do/Responsibilities
  • Define and maintain the enterprise architecture roadmap for transaction banking capabilities across payments, cash management, trade finance, and securities services.
  • Partner with business, operations, product, and technology stakeholders to translate strategic objectives into scalable architecture solutions.
  • Ensure architecture supports key business priorities including client experience, straight-through processing, resilience, compliance, scalability, and cost efficiency.
  • Provide domain guidance across payment rails, liquidity and cash management services, trade lifecycle processes, and securities servicing functions.
  • Collaborate with solution architects and engineering teams to ensure implementation alignment with enterprise standards and target-state architecture.
  • Assess legacy environments and define pragmatic migration paths to modern, modular, and interoperable platforms.
  • Support risk, security, regulatory, and operational resilience requirements relevant to transaction banking ecosystems.
The Team

Our AI & Engineering leverages cutting-edge engineering capabilities to build, deploy, and operate integrated/verticalized sector solutions in software, data, AI, network, and hybrid cloud infrastructure. These solutions are powered by engineering for business advantage, transforming mission-critical operations. We enable clients to stay ahead with the latest advancements by transforming engineering teams and modernizing technology & data platforms. Our delivery models are tailored to meet each client's unique requirements.

Our AI & Data practice offers comprehensive solutions for designing, developing, and operating advanced Data and AI platforms, products, insights, and services. We help clients innovate, enhance, and manage their data, AI, and analytics capabilities, ensuring they can grow and scale effectively.

Qualifications

Required
  • Bachelor's degree, preferably in Computer Science, Information Technology, Computer Engineering, or related IT discipline; or equivalent experience.
  • 7+ years of experience in understanding architecture, solution design, or technology leadership within banking or financial services.
  • 7+ years of experience in product management, preferably within large scale transaction banking firms, or a related financial services field.
  • Experience with payments, check processing, bank accounts, liquidity management, collections, cash management
  • Experience in transaction banking architecture including: Payments, Cash Management, Trade Services, and Securities Services.
  • Proven experience designing enterprise-scale architecture across applications, data, integration, and technology domains.
  • Strong understanding of banking architecture patterns, microservices, APIs, event-driven architecture, cloud platforms, and enterprise integration.
  • Experience with core banking / transaction banking platforms, payment hubs, trade finance systems, securities processing platforms, and related ecosystem vendors.
  • Limited immigration sponsorship may be available.
  • Ability to travel 10%, on average, based on the work you do and the clients and industries/sectors you serve.
Qualifications

Preferred
  • Master's degree
  • Familiarity with regulatory and control considerations impacting transaction banking, including resilience, auditability, data governance, and security.
  • Demonstrated ability to influence senior stakeholders and lead cross-functional architecture governance.
You may also be eligible to participate in a discretionary annual incentive program, subject to the rules governing the program, whereby an award, if any, depends on various factors, including, without limitation, individual and organizational performance.

About Deloitte

Deloitte is a multinational professional services network that provides audit, tax, consulting, enterprise risk and financial advisory services. The company was founded in London in 1845 and has since grown to become one of the largest professional services firms in the world. Deloitte has over 330,000 employees in more than 150 countries and territories. The company's mission is to help clients achieve their goals and make an impact that matters in their businesses and communities.
Learn more about Deloitte
Size
330,000 employees
Industry
Founded
1999

Similar Jobs

More Jobs at Deloitte

More Finance & Insurance Jobs

Find similar Sr. Product Specialist - Transaction Banking jobs: