Excellent interpersonal and customer service skills
Strong organizational skills and attention to detail
Ability to analyze complex financial data
Thorough understanding of various mortgage types and lending requirements
Proficient in Microsoft Office Suite or related software
Minimum high school diploma required
1-3 years of experience in lending or related field preferred
State Mortgage Licensing (MLS) required
Responsibilities
Interview potential clients to assess their mortgage needs
Explain different mortgage types and their approval requirements
Assist clients in completing mortgage applications, ensuring accuracy
Review loan applications and analyze applicants' financial capacity
Assess and make decisions on mortgage applications based on criteria
Evaluate properties for potential purchase or refinance
Maintain knowledge of real estate market trends and lending regulations
Use critical thinking to handle significant matters
Collaborate with processing staff to ensure timely loan completion
Report daily production and objectives to management
Benefits
Medical, Dental, Vision insurance
401k retirement plan
Paid time off and sick leave
Paid holidays
Long-term paid disability insurance
Paid maternity and bonding leave
Full desk equipment provided
Full Job Description
Compensation: $57,784K in base pay plus bonus with total compensation up to $350K+ per year
JOB SUMMARY
The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate.
Compensation: $57,784K in base pay plus bonus with total compensation up to $350K+ per year
WHAT YOU WILL BRING
Excellent interpersonal and customer service skills.
Excellent organizational skills and attention to detail.
Ability to analyze and comprehend complex financial data and provide sound financial advice.
Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal.
National Mortgage (Fannie Mae), and other types of construction and conventional loans.
Proficient with Microsoft Office Suite or related software.
Minimum High School diploma
One to three years of prior experience in lending or related field preferred.
State Mortgage Licensing MLS
DUTIES AND RESPONSIBILITIES
Interviews potential and current clients to understand their lending needs including first-time mortgages or refinance of existing loans.
Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacity to repay and default risk.
Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
Views property for real estate purchase or refinance.
Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
Demonstrates the ability to use independent judgement and critical thinking skills in matters of significant impact
Work with the processing staff and borrower to ensure the loans are completed in a timely manner.
Report daily to management on current production and goals.
Performs other duties as assigned.
Compensation: $57,784K in base pay plus bonus with total compensation up to $350K+ per year
