Compensation: $57,784K in base pay plus bonus with total compensation up to $350K+ per yearJOB SUMMARYThe Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing,
and verifying mortgage loan applications for the purchase or refinance of real estate.
Compensation: $57,784K in base pay plus bonus with total compensation up to $350K+ per yearWHAT YOU WILL BRING- Excellent interpersonal and customer service skills.
- Excellent organizational skills and attention to detail.
- Ability to analyze and comprehend complex financial data and provide sound financial advice.
- Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal.
- National Mortgage (Fannie Mae), and other types of construction and conventional loans.
- Proficient with Microsoft Office Suite or related software.
- Minimum High School diploma
- One to three years of prior experience in lending or related field preferred.
- State Mortgage Licensing
MLS
DUTIES AND RESPONSIBILITIES- Interviews potential and current clients to understand their lending needs including first-time
mortgages or refinance of existing loans. - Explains the differences between and approval requirements of various types of mortgages;
prepares and presents a lending package based on client specifications. - Assists clients with completion of mortgage applications, inspecting completed documents for
accuracy and thoroughness. - Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacity
to repay and default risk. - Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
- Views property for real estate purchase or refinance.
- Maintains knowledge of trends and developments in the local real estate market; current and
predicted lending rates; and changes in rules, regulations, and best practices of various
mortgages. - Demonstrates the ability to use independent judgement and critical thinking skills in matters of
significant impact - Work with the processing staff and borrower to ensure the loans are completed in a timely
manner. - Report daily to management on current production and goals.
- Performs other duties as assigned.
Compensation: $57,784K in base pay plus bonus with total compensation up to $350K+ per yearWHAT WE BRING- Medical, Dental, Vision, 401k
- Paid time off and sick days
- Paid holidays
- Long-term paid disability
- Paid maternity and bonding leave
- Full desk equipment provided
