Zions Bancorporation

Sr. Manager, Portfolio Management

Zions Bancorporation • $110K — $130K *
Salt Lake City, UT 84118In-Person
Finance & Insurance
8 - 10 years of experience
Today
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Job Overview by Ladders

Qualifications

  • Bachelor's degree in finance, business, or a related field required; advanced education may substitute for experience.
  • 10+ years in commercial banking, credit, loan structuring, and portfolio management experience.
  • Proven managerial or supervisory experience essential; combination of education and experience may suffice.
  • Deep expertise in loans and credit analysis, including underwriting and loan processing.
  • Exceptional management, communication, and interpersonal skills required, both verbal and written.
  • Strong leadership ability to manage and mentor relationship managers effectively.
  • Familiarity with Microsoft Office Suite, particularly Excel and PowerPoint.

Responsibilities

  • Manage a team of Portfolio Managers in servicing loan relationships.
  • Enhance customer satisfaction through relationship-building efforts.
  • Oversee loan structuring and monitor credit performance of the portfolio.
  • Evaluate credit risk for loan applications and ensure timely decision-making.
  • Identify policy exceptions and manage credit performance; prepare loan presentations.
  • Authorize exceptions to loan policies when necessary and conduct risk assessments.
  • Consult with clients and banking relationship managers to meet objectives.
  • Present products and services to clients and stay informed on banking regulations.
  • Handle staffing decisions, including hiring, firing, and performance management.

Benefits

  • Opportunities for career advancement within the organization.
  • Comprehensive training and professional development.
  • Supportive work environment that prioritizes team collaboration.
  • Access to resources for maintaining up-to-date industry knowledge.
  • Generous time-off policies to promote work-life balance.
Full Job Description
Key Responsibilities:
  • Manages a team of Portfolio Managers that manage and service portfolio loan relationships.
  • Ensures the team expands and builds relationships with a high degree of resultant customer satisfaction.
  • Responsible for the teams' overall loan structuring and monitoring of credit performance. May function as a back-up for other Portfolio Managers as needed.
  • Responsible for evaluating credit risk and forming opinions for approving or denying loan applications according to set bank standards in a timely manner. Ensures information gathered is appropriate to make sound decisions, including spreading and analyzing financial statements, addressing industry risks and mitigants, collateral requirements, loan structuring and pricing, credit analysis including validation of various underwriting models.
  • Has overall responsibility for policy exception identification, monitoring credit performance and completing loan presentations including new commitments, modifications, and renewals.
  • Recommends exceptions based on findings. May have the authority to structure loans outside the organization's loan policies. Responsible for risk rating assessments and periodic relationship reviews.
  • Consults with clients and internal banking relationship managers to develop objectives, providing advice and counsel.
  • Makes presentations to clients and external audiences regarding products and services as needed. Keeps abreast of new laws and regulations related to commercial and business banking loans. Expands, builds and maintains client relationships, providing the highest level of customer service.
  • Responsible to hire, fire and performance management for staff.
  • Other duties as assigned

Qualifications:
  • Requires a Bachelor's degree in finance, business or a related field and 10+ years of commercial and business banking loans, credit, loan structuring, portfolio management and banking or other directly related lending experience.
  • Managerial or supervisory experience required. A combination of education and experience may meet requirements.
  • Extensive, in-depth knowledge of loans, portfolio management, credit analysis, underwriting, loan structuring, loan processing and closing processes and procedures. Consistently utilizes in-depth knowledge of loan risk, laws and regulations with the ability to expand loan portfolios and client relationships.
  • Excellent management, problem solving and analysis skills.
  • Must have exceptional interpersonal and communication skills, both verbal and written.
  • Ability to manage, lead and mentor a team of relationship managers.
  • Must be able to meet and interact with all levels of employees and managers.
  • Excellent relationship building and leadership skills.
  • Proficient with Microsoft Project, Word, PowerPoint, Excel and other office software.
  • Applies highly advanced concepts in decision-making and problem-solving activities.

About Zions Bancorporation

Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah. It is the parent company of Zions Bank, which operates in 11 Western and Southwestern states. Zions Bancorporation provides banking and related services through its subsidiaries and offers a variety of commercial, retail banking, and mortgage lending products. The company was founded in 1873 and has grown through a series of mergers and acquisitions. Zions Bancorporation is publicly traded on the NASDAQ stock exchange under the ticker symbol ZION.
Learn more about Zions Bancorporation
Size
10,000 employees
Industry
Finance & Insurance
Founded
1873
* Ladders Estimates

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