Citizens Financial Group, Inc

Sr Liquidity Product Manager

Citizens Financial Group, Inc$163K — $175K *
Finance & Insurance
8 - 10 years of experience
Job Overview by Ladders

Qualifications

  • 8-10+ years in financial services, especially with deposit products or liquidity.
  • Strong knowledge of commercial deposit products and liquidity management.
  • Experience as a product owner in regulated environments.
  • Ability to collaborate with various departments like Risk, Compliance, and Operations.
  • Strong analytical skills to drive actionable product strategies.
  • Excellent communication skills, particularly at the executive level.
  • Self-starter with strong prioritization and execution capabilities.

Responsibilities

  • Develop expertise in deposit products and liquidity services.
  • Act as the main contact for the product portfolio.
  • Manage the product lifecycle, including strategy and execution.
  • Assist in business planning and communicate product strategy to executives.
  • Engage in sales activities and client meetings for product insights.
  • Maintain up-to-date documentation for product design and delivery.
  • Implement strong risk management practices for product delivery.

Benefits

  • Comprehensive medical, dental, and vision coverage.
  • Retirement benefits and flexible work arrangements.
  • Maternity/paternity leave and education reimbursement.
  • Wellness programs and extensive paid time off policy.
Full Job Description
Job Description

Sr Product Manager - Liquidity Products

Citizens Bank is seeking a highly motivated, strategic, and execution-oriented Sr. Product Manager. This role will be responsible for a portfolio of deposit products and liquidity services, partnering with a variety of stakeholders on strategy, execution, pricing, risk, and ongoing product governance.

Key Responsibilities

  • Develop deep expertise in assigned deposit products and liquidity services, including design, delivery, client value propositions, and revenue drivers.


  • Serve as key point of contact for all things related to assigned product portfolio.


  • Lead product lifecycle management, including all of the activities to develop and deliver on the product roadmap (insights gathering, strategy development, budget, prioritization, execution through partners, etc...).


  • Support business planning, prioritization, and executive communication related to product portfolio strategy and performance.


  • Participate in direct and indirect Sales efforts when necessary, attending client meetings, providing product insights and/or demos, strategizing with Sales and coordinating with Marketing.


  • Ensure up-to-date product and services documentation supporting product design and delivery of portfolio of products (product guides, FAQs, procedures, process flows, Service Requests, Disclosures, Marketing materials, etc.).


  • Drive strong risk management practices related to product design and delivery and support risk reviews, audit/exam, testing, and remediation.


Qualifications

  • 8-10+ years of experience in financial services, with demonstrated ownership of deposit products, liquidity, or related product disciplines.


  • Strong understanding of commercial deposit products, liquidity management, pricing strategies, and banking operating models.


  • Experience operating as a product owner with accountability for strategy, execution, and governance in regulated environments.


  • Proven ability to partner effectively with Risk, Compliance, Operations, Technology, Treasury, Marketing, Finance, and Sales teams.


  • Strong analytical judgment with the ability to translate regulatory, operational, and financial considerations into actionable product strategies.


  • Excellent stakeholder management and executive-level communication skills.


  • Self-starter with strong prioritization, operational rigor, and execution discipline.


  • Familiarity with Agile delivery frameworks and modern product delivery tools is preferred.


Hours & Work Schedule
  • Hours per Week: 40
  • Work Schedule: M-F

Pay Transparency

The salary range for this position is $163,000 - $175,000 per year plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

About Citizens Financial Group, Inc

Citizens Bank is a financial service company. It provides outstanding local and personalized service. It offers a full range of commercial, real estate, and consumer lending. It is specialized in personal and small business deposit services, electronic services.

Citizens Financial Group, Inc. Careers

Join the dynamic team at Citizens Financial Group, Inc., a leading financial institution where your career aspirations can soar. We are committed to fostering a culture of innovation, leadership, and diversity that supports our employees' professional growth and development.

Explore Job Opportunities

At Citizens Financial Group, Inc., we offer a wide range of job opportunities that cater to diverse skill sets and career interests. Whether you're a seasoned professional or just starting out, you'll find a position that challenges you and enhances your expertise.

Internship Programs

Kickstart your career with our internship programs designed to give you a hands-on experience in the financial sector. Our internships provide a robust platform to develop your skills, engage in meaningful projects, and network with industry leaders.

Employment Benefits

Choosing a career with Citizens Financial Group, Inc. means opting for a comprehensive package of benefits. We believe in supporting our team members not only in their professional lives but also in their personal growth and well-being.

Inclusive Culture and Diversity Training

We pride ourselves on a workplace culture that embraces diversity and inclusivity. Regular diversity training ensures that our team members appreciate and leverage the unique backgrounds and perspectives that each individual brings to the company.

Professional Growth and Leadership Development

Continuous learning is at the core of our professional development agenda. With access to leadership development programs and tailored training, you can advance your career and leadership skills at Citizens Financial Group, Inc.

Innovation at Work

Innovation is key to staying competitive in the financial industry. At Citizens Financial Group, Inc., you’ll work alongside talented professionals who are pushing the boundaries of what’s possible in financial services.

Networking and Career Advancement

Our company not only provides job opportunities but also fosters an environment where networking and professional connections flourish. This supportive network is vital for career advancement and personal growth within the industry.

Join Our Team

Are you ready to take the next step in your career? Explore the open positions at Citizens Financial Group, Inc. and find where your skills and passions align with our needs. We are continuously hiring and looking for new talents to join our robust team.

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Prepare for Your Interview

Make a great first impression. Prepare for your interview with us by researching our company culture, reviewing your resume, and coming ready to discuss how your experience and skills align with the position you are applying for. At Citizens Financial Group, Inc., we are more than just a financial institution; we are a place where you can make a difference. Join us and transform your career with a company that values your unique talents and aspirations.
Learn more about Citizens Financial Group, Inc
Size
17,463 employees
Market Cap
$19.3 billion
Industry
Net Income
$1 billion
Founded
1828
5 Year Trend
+2.6%
NASDAQ

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