The Hartford Financial Services Group, Inc

Sr Director & Actuary or Director & Actuary

Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Undergraduate degree in mathematics, actuarial science or related field.
  • FCAS preferred; knowledge background considered.
  • 5+ years of property and casualty insurance actuarial experience, with property lines experience a plus.
  • Familiarity with actuarial pricing techniques.
  • Strong technical and analytical skills; high proficiency in Excel, familiarity with Python/R/SQL preferred.
  • Excellent oral and written communication skills.
  • Self-motivated with a proactive approach to adding value.
  • Effective collaboration and influencing skills across different organizational levels.

Responsibilities

  • Own the loss ratio planning for property and marine lines, analyze historical loss ratios and current market trends.
  • Coordinate catastrophe risk budgeting across property lines, ensuring alignment with ERM and actuarial methodologies.
  • Monitor loss and premium trends while providing actionable insights to enhance loss ratio performance.
  • Evaluate and support reinsurance treaties in collaboration with the reinsurance team.
  • Develop and enhance financial and pricing materials for quarterly leadership meetings with actuarial, product, and ERM partners.
  • Lead ad hoc analyses on emerging risks, recommending pricing strategies and communicating findings.

Benefits

  • Hybrid work schedule, with options for remote or alternative hub placements.
  • Support for professional development and gaining credentials in actuarial science.
  • Collaborative work environment with cross-functional partnerships.
  • Dynamic, fast-paced role with a focus on innovation and performance.
  • Access to leadership opportunities in a $1.0B business segment.
Full Job Description
Sr. Director & Actuary - AM06AE

Director & Actuary - AM06BE

The position is part of the Middle & Large Property actuarial team which provides support for ~$1.0B of property and inland marine business for The Hartford's Middle & Large Business segment. Operating in a dynamic market, the team focuses on driving profitable growth through disciplined pricing, performance monitoring, and data-driven insights to support underwriting and product strategy.

This role reports to the Middle & Large Property Actuarial AVP and will partner closely with the Middle & Large Property Product and Underwriting teams, and other key stakeholders across the organization. The candidate will lead a team that is focused on monitoring and evaluating loss ratio and portfolio performance across property lines, providing thought partnership and analytical leadership.

This individual will manage a staff of two individuals. The ideal candidate is results driven with a commitment to meeting deadlines. They will attend to detail and manage multiple priorities in a fast-paced environment. A strong technical background is required with strong leadership skills and the ability to influence.

Responsibilities may include:
  • Own loss ratio planning for property and marine lines, including assumption setting through analysis of historical loss ratios, the current loss cost environment, and the competitive landscape. Clearly articulate drivers to leadership and cross-functional partners.
  • Coordinate catastrophe risk budgeting across property lines, partnering with ERM and across actuarial to align methodologies, exhibits, and commentary
  • Oversee regular monitoring of loss and premium trends, AOI, and other book management activities, and provide actionable insights to partners and improve loss ratio performance.
  • Partner with reinsurance team to evaluate and support reinsurance treaties as needed
  • Develop and enhance financial, pricing, and book management materials for quarterly leadership meetings, in collaboration with partners across actuarial, product, and ERM.
  • Lead ad hoc and emerging-risk analyses, recommend pricing strategies, and communicate to cross-functional stakeholders.


Qualifications:
  • Undergraduate degree with a major in mathematics, actuarial science, or related field of study.
  • FCAS preferred, but open to candidates with appropriate knowledge background.
  • Minimum 5 years of property and casualty insurance actuarial experience; experience with property lines a plus.
  • Knowledge of actuarial pricing techniques
  • Demonstrated technical/analytical skills; High proficiency in Excel required and experience with Python/R/SQL preferred.
  • Effective oral and written communications skills.
  • Independently motivated; constantly looks for areas to add value.
  • Teamwork skills including ability to effectively collaborate with and influence individuals at different organizational levels.


Work Arrangement:

This role can have a Hybrid work schedule out of the Hartford office 3 days a week (Tuesday through Thursday). Consideration may be given for placement at our Charlotte or Chicago hubs as well as a remote arrangement.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$136,000 - $204,000

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

About The Hartford Financial Services Group, Inc

The Hartford is an industry leading provider of property and casualty insurance, group benefits and mutual funds. Throughout our rich history of more than 200 years, countless businesses and individuals, including Robert E. Lee, Abraham Lincoln and Babe Ruth, have turned to our company for protection. The Hartford celebrated its 200th anniversary in 2010.

The Hartford Financial Services Group, Inc. Careers

Join the esteemed team at The Hartford Financial Services Group, Inc., a leader in investment and insurance, where we offer more than just job opportunities—we provide a platform for professional growth and innovation. As one of the most respected names in the financial services industry, The Hartford is dedicated to fostering a culture of diversity, leadership, and continuous development.

Work You’ll Do

Embark on a career with The Hartford and contribute to our mission of helping customers achieve amazing financial outcomes. You will have the chance to work alongside a team of experts who are not only skilled in their fields but are also passionate about making a difference.

Transform Your Career

At The Hartford, we believe in nurturing talent through comprehensive training programs and robust career development opportunities. Our commitment to professional growth is evident in our dynamic leadership and diversity training programs that prepare you for the future.

Innovate with Us

Innovation is at the heart of everything we do at The Hartford. Join us and bring your unique perspective to help shape the future of financial services. Our collaborative environment encourages creativity and is the perfect place to advance your skills in groundbreaking ways.

Be Part of a Great Team

The Hartford is not just a company; it's a community. We pride ourselves on a workplace culture that upholds the values of inclusivity and teamwork. By joining us, you’ll work on diverse teams that value your insights and encourage networking and mutual support.

Future-Proof Your Career

With a wide range of job opportunities, from internships to full-time positions, The Hartford offers a path for everyone. Whether you’re just starting out or looking to take your career to the next level, we provide the tools and support needed to succeed. Our benefits package is designed to ensure that our team members are well taken care of, not only at work but in all aspects of life.

Explore Job Opportunities and Internships

Whether you're polishing your resume, preparing for an interview, or seeking to enhance your employment experience, The Hartford has a position to match your skills and ambitions. We are continuously hiring and looking for new talent to join our thriving team.

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Learn more about The Hartford Financial Services Group, Inc
Size
18,500 employees
Market Cap
$24.1 billion
Industry
Net Income
$1.7 billion
Founded
1810
5 Year Trend
+6.5%
Revenue
$20.5 billion
NASDAQ

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