Citigroup, Inc

Sr. Business Banker - Central California/Nevada - Las Vegas/Sacramento, Vice President

Citigroup, Inc$111K — $166K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • 6-10 years of banking experience, ideally with 5+ years in Business Banking
  • Preferred training in Business and/or Commercial Credit
  • Strong consulting skills for effective client engagement
  • Proven analytical skills for understanding complex financial data
  • Required to register as a mortgage loan originator and maintain annual compliance
  • Bachelor's degree required; Master's degree preferred

Responsibilities

  • Develop a consistent sales approach for client portfolio management
  • Conduct annual reviews through site visits and document collection
  • Enhance effectiveness and productivity of bankers through leadership and partnerships
  • Serve as a subject matter expert for complex credit inquiries
  • Meet sales production goals and business metrics
  • Qualify potential customers and recommend financial solutions
  • Craft comprehensive credit packages for exposures over $250MM
  • Analyze market trends using data analysis methodologies
  • Maintain awareness of industry developments to uncover business opportunities
  • Ensure compliance with KYC, AML, and other regulatory standards

Benefits

  • Medical, dental, and vision coverage
  • 401(k) retirement plan
  • Life, accident, and disability insurance
  • Wellness programs
  • Paid time off for planned and unplanned absences, including holidays
Full Job Description
The Senior Business Banker (Sr. BB) is responsible for managing and retaining existing Citibank's business relationships greater than $1MM as well as supporting credit originations above $250K. The Senior Business Banker will help customers with Deposits, Cash Management, Credit, and day -to-day needs. As a Senior Business Banker, they will act as a role model for the assigned Market, delivering assistance and building knowledge for more complex deals, and will focus on credit real estate lending.

Responsibilities:
  • Develop consistent sales cadence and interactive management of the existing portfolio clients with a focus on retention, credit quality and growth.
  • Responsible for conducting the annual review process, which entails performing site visits, collecting financial documents, and collaborating with the Credit Risk department for assigned relationships.
  • Enhancing the overall effectiveness, productivity, and contribution of our bankers within the assigned Market by partnership development and leadership engagement.
  • As the senior business banker, you will be engaged as a subject matter expert and support resource for complex credit inquiries in the assigned market.
  • Achieve desired sales production and business scorecard metrics.
  • Use sound judgment in qualifying potential customers/deals as well as recommending the right financial solutions/products for the customer.
  • Develops credit structure and full credit packages where the total credit exposure is greater than $250MM.
  • Analyze market trends and market size by integrating analytical skills and knowledge of data analysis tools and methodologies.
  • Maintain knowledge of industry and competitive landscape and provide timely insights and advice for uncovering and enhancing business opportunities.
  • Ensure all KYC and AML as well as other compliance norms are strictly adhered to.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.


Qualifications:
  • 6-10 years banking experience, preferably 5+ years in Business Banking.
  • Business and/or Commercial Credit training preferred.
  • Exceptional consulting skills; ability to probe, listen, clarify and present information to advance sales transactions, deepen relationships.
  • Demonstrated analytical skills and ability to assimilate complex financial and company operating information.
  • This position requires the employee to register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry ("Registry") and obtain a unique identifier from the Registry before engaging in mortgage loan originator activities, to maintain and renew that registration on an annual basis, to update registration information with the Registry on a timely basis, and to provide that unique identifier to consumers as required by applicable SAFE Act regulations and Citi policies and procedures.


Education:
  • Bachelor's/University degree, Master's degree preferred


Job Family Group:
Commercial and Business Sales

Job Family:
Retail Business/Citi Business

Time Type:
Full time

Primary Location:
Elk Grove California United States

Primary Location Full Time Salary Range:
$111,040.00 - $166,560.00

In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills
Please see the requirements listed above.

Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:
Jul 06, 2026

About Citigroup, Inc

Citigroup is a financial services holding company that provides financial products and services. The company operates through two segments, Global Consumer Banking (GCB) and Institutional Clients Group (ICG). The GCB segment offers traditional banking services to retail customers through retail banking, commercial banking, Citi-branded cards, and Citi retail services. The ICG segment offers various banking, and financial products and services to corporate, institutional, public sector, and high-net-worth clients. This segment provides wholesale banking products and services, including fixed-income and equity sales and trading, foreign exchange, prime brokerage, derivative services, equity and fixed-income research, corporate lending, investment banking, and advisory services, private banking, cash management, trade finance, and securities services. Citi is committed to sustainability and social responsibility, and the company invests in initiatives that promote economic progress.

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Learn more about Citigroup, Inc
Market Cap
$1.3 billion
Industry
Net Income
$89.6 million
Founded
1812
5 Year Trend
+4.6%
NASDAQ

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