Job DescriptionSenior Auditor - Integrated Regulatory ComplianceThe Senior Auditor will participate in audit activities covering all bank functions, including but not limited to Consumer Banking, Private Banking, Wealth, Commercial Banking, Compliance, and Risk Management, and develop and execute test work related to compliance with regulations and laws.
As part of our team, you're made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself. As a Senior Auditor, you will deliver a defined, typically high-risk aspect of audit engagement, through operational delivery of audit work under supervision, across Citizens' various business lines, in line with methodology, standards, and procedures. You will be responsible for executing audits to ensure that bank policies, processes, and procedures are followed, and that internal controls are in place, adequate, effective, sustainable, and efficient. Most importantly, you will feel valued for who you are and supported to achieve what's important to you, personally and professionally!
Primary responsibilities include- Prepare for upcoming assigned audits by reading relevant background material and/or review prior audit work.
- Identify risks and controls in key businesses and design test plans to assess the effectiveness of controls.
- Perform detailed test work, applying bank, industry, and regulatory guidance.
- Produce clear, complete, concise, and well-organized workpapers in accordance with Internal Audit's Methodology.
- Present potential issue (s) and/or other relevant information to Internal Audit and business line management, effectively communicating key information.
- Validate the remediation of issues to ensure risk is sufficiently mitigated.
- Act as lead auditor on sections of large audit engagements or lead auditor on small audit engagements, with responsibility for supervision of Staff Auditors.
- Execute certain routine team responsibilities, such as performance of continuous monitoring activities, team scheduling, or representing the Internal Audit team at meetings with business line management.
Qualifications, Education, Certifications and/or Other Professional Credentials- 3-5 years of experience in the field of internal audit, compliance, risk management, and/or consumer banking.
- Experience with TRID and other consumer protection requirements including but not limited to FCRA, ECOA, MLS, SCRA, Fair Lending, and UDAP/UDAAP.
- Experience with data collection requirements (e.g., HMDA, CRA, etc.).
- Ability to work in a team environment, and independently when required.
- Ability to handle multiple projects simultaneously using planning and organizational skills.
- Ability to exercise critical thinking and work under tight deadlines.
- A high level of accuracy and attention to detail and ability to follow structured methodology.
- Strong verbal and written communication skills.
- Ability to effectively build and manage relationships with stakeholders.
- Ability to train and develop junior team members.
- Proficiency in Microsoft Word and Excel.
- Bachelor's degree re
quired. - Travel 5 - 10%
Hours & Work Schedule- Hours per Week: 40
- Monday - Friday, 8:00 am - 5:00 pm (4 days in office)
