Raymond James Financial, Inc

Sr. Analyst AML-Financial Intelligence Unit (FIU) Transaction Monitoring

Raymond James Financial, Inc$75K — $95K *
Finance & Insurance
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in a related field
  • 3-5 years of experience in financial transactional analysis and AML investigations
  • 1-2 years of brokerage industry experience is highly preferred
  • CAMS certification required within 12 months of hire
  • Strong knowledge of bank and brokerage products and practices.

Responsibilities

  • Conduct end-to-end investigations of suspicious activity
  • Analyze client backgrounds and transactions for potential financial crimes
  • Utilize systems and research tools for activity analysis
  • Prepare detailed Suspicious Activity Reports (SARs)
  • Communicate findings to senior leadership with supporting evidence
  • Monitor regulatory developments and support AML program integration
  • Train and mentor team members on AML policies and procedures.

Benefits

  • Medical, dental, and vision insurance
  • Life and disability insurance
  • Retirement savings plan
  • Paid time off including vacation and holidays
  • Parental leave
  • Hybrid work style with less than 25% travel.
Full Job Description
Job Description Summary
The AML/FCM Senior Analyst is responsible for conducting end-to-end investigations to monitor transactional activity and ensure adherence to regulatory expectations across one or more lines of business, leveraging specialized knowledge of securities and/or banking products developed through experience, training, and/or certification.

In addition, this role involves leading projects of moderate scope and complexity, resolving or recommending solutions to complex issues, and collaborating with internal stakeholders, Financial Advisors, branch personnel, and external partners to identify, research, and resolve potential concerns.

Job Description

Key Responsibilities
  • Conduct routine to complex investigations of potentially suspicious activity identified through transaction monitoring surveillance, branch escalations, regulatory inquiries, or referrals from Compliance, Legal, Risk, or other business units.
  • Analyze client background information, securities transactions, and fund movements to identify potential money laundering, terrorist financing, or other financial crimes.
  • Utilize internal systems and external research tools, including negative news screening, to analyze activity and determine whether escalation is warranted.
  • Submit 314(b) requests and Requests for Information (RFIs) to branches, as needed.
  • Prepare detailed, accurate, and timely Suspicious Activity Reports (SARs) for submission to regulators and/or law enforcement when suspicious activity is identified.
  • Perform continuing activity reviews and identify/report any ongoing suspicious activity.
  • Communicate the findings and outcomes of complex investigations to senior leadership (AML Officers) through clear, well-written narratives, including risk analysis and supporting evidence, to support risk-based retention or termination decisions; ensure follow-through on account closures for terminated relationships.
  • Administer AML policies and procedures in alignment with regulatory requirements, including the USA PATRIOT Act.
  • Monitor regulatory developments and industry trends and support their integration into the firm's AML program.
  • Train and mentor team members on AML policies, procedures, and regulatory requirements.
  • Deliver presentations during team and departmental meetings.
  • Perform other duties as assigned.


Required Skills
  • Strong SAR narrative writing skills, including clear and well-supported analysis of suspicious activity.
  • Strong knowledge of bank and brokerage products and practices, including account types and transactional behavior.
  • Knowledge of financial crime typologies, including securities fraud and market manipulation.
  • Understanding of emerging financial risks and products (e.g., cryptocurrency, sanctions, informal value transfer systems).
  • Ability to identify patterns, trends, and anomalies in transactional data.
  • Strong organizational and time management skills, with the ability to manage multiple priorities and meet deadlines.
  • Excellent written and verbal communication skills.
  • Ability to work independently and collaboratively in a fast-paced environment.
  • High level of professionalism, confidentiality, and customer service.
  • Commitment to staying current with AML regulations, emerging risks, and industry best practices.


Education/Previous Experience Requirements:
  • Bachelor's degree from a four-year college or university in a related field, with 3-5 years of relevant experience in financial transactional analysis, AML investigations, and Suspicious Activity Reporting.
  • Brokerage industry experience (1-2 years) is highly preferred.


Licenses/Certifications
  • CAMS certification is required within 12 months of the hire date.


Education

Work Experience

Certifications

Travel
Less than 25%

Workstyle
Hybrid

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

About Raymond James Financial, Inc

The Raymond James Technology and Communications Investment Banking Group is a committed and thoughtful partner that provides a full range of investment banking services and best practices. The group is comprised of experienced professionals that have extensive investment banking expertise. They leverage the industry expertise of Raymond James' award-winning research department. The group focuses on key sectors within technology and communications including: communications software, communication towers, defense electronics, enterprise software, internet infrastructure services, homeland security, IT services, mobile technology, semiconductors, software-as-a-service, telecommunications equipment, telecommunications infrastructure and support services, and wireless & wireline telecommunications services. They take pride in a client-centric approach to M&A, with focus on delivering independent solutions that creates value for the long term. The outcome of this unique approach may be seen in the successful transactions of their clients, including over 80 public offerings totaling $17 billion and over 85 strategic advisory transactions totaling over $5 billion in value since 1998.

Raymond James Financial, Inc Careers

Join the vibrant team at Raymond James Financial, Inc, a leading financial services company where innovation, leadership, and professional growth are at the forefront of our operations. As a hub of diversity and expertise, Raymond James offers unparalleled job opportunities that propel your career to new heights. Work You’ll Do At Raymond James Financial, Inc, you’ll collaborate with some of the most talented professionals in the financial industry. Our team is dedicated to providing strategic financial solutions and advice to our clients, helping them achieve their financial goals while fostering economic growth. With a culture rooted in leadership and diversity training, Raymond James is the perfect place to enhance your skills and thrive professionally. Join our market-leading team to assist a diverse range of clients, from individuals to large corporations, in navigating their financial planning with precision and innovative strategies. Lead in a role where your expertise directly influences the success and stability of our clients' financial futures. Work with a dynamic team of advisors and experts who are committed to pushing the boundaries of the financial sector through continuous innovation and exceptional client service. Raymond James Financial, Inc Job Opportunities Introducing the Raymond James Career Development Program We are committed to nurturing talent through our comprehensive career development program designed to provide every employee—from interns to senior leaders—with the tools and training necessary for success. Whether you’re just starting out with an internship or you’re a seasoned professional, Raymond James offers career paths that align with your ambitions and skills. Do Innovative Work Join a company where innovation is part of the daily routine. At Raymond James Financial, Inc, you’ll engage with cutting-edge financial tools and resources that keep you ahead in the industry. Our commitment to technology and innovation ensures that we stay at the forefront of financial services. Be Part of a Great Team Experience a collaborative environment where teamwork and networking are encouraged. Our inclusive culture supports diversity and offers benefits that ensure the well-being of all team members. At Raymond James, you’re not just an employee; you’re part of a family that values your unique contributions and supports your professional journey. Future-Proof Your Career Advance your career with Raymond James, where opportunities for growth are abundant. Benefit from our industry-leading training programs and gain certifications that will elevate your professional standing. With a focus on career longevity and satisfaction, Raymond James ensures that your professional journey is as rewarding as it is successful. Explore Discover the various positions available at Raymond James Financial, Inc that match your skills and interests. We are continuously hiring across multiple disciplines, eager to welcome passionate, curious, and solution-driven team players. Stay Connected Join Our Team Search open positions at Raymond James Financial, Inc and find the perfect match for your career aspirations. Explore a range of opportunities from financial advising to corporate roles that align with your professional skills and goals. Keep Up to Date Stay informed with the latest career tips, insider perspectives, and industry-leading insights—all from the professionals who thrive at Raymond James. Job Alert Emails Customize your subscription to receive job alerts, latest news, and insider tips tailored to your preferences. Discover the exciting and rewarding career opportunities waiting for you at Raymond James Financial, Inc. Join Raymond James Financial, Inc today and be part of a company that values innovation, leadership, and professional growth. Your future in the financial industry starts here.
Learn more about Raymond James Financial, Inc
Size
15,000 employees
Market Cap
$22.6 billion
Industry
Net Income
$862 million
5 Year Trend
+11.6%
Revenue
$8.3 billion
NASDAQ

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