Bank Midwest, N A

Sponsored Lending - Relationship Manager II

Bank Midwest, N A$75K — $95K *
Finance & Insurance
5 - 7 years of experience
Job Overview by Ladders

Qualifications

  • Bachelor's degree in business, finance, or related field, or equivalent experience.
  • 5+ years of relevant Specialty Banking experience.
  • Strong portfolio management and communication skills.
  • Good sales skills targeting banking products and services.
  • Knowledge of banking policies, regulations, and compliance issues.

Responsibilities

  • Develop and maintain deep relationships with clients to ensure portfolio growth.
  • Acquire new clients to increase bank revenue and market presence.
  • Cross-sell various banking products with the support of product teammates.
  • Review client needs and tailor solutions as a trusted advisor.
  • Monitor client relationships for compliance with banking regulations.
  • Participate in community and business functions to promote the bank's image.
  • Advise clients on industry trends and banking conditions.

Benefits

  • Positive work environment with a focus on professional growth.
  • Access to a variety of bank products and support for client services.
  • Opportunities for involvement in community networking events.
  • Structured office setting with traditional working hours.
Full Job Description
This job requires connecting with people quickly in an outgoing, friendly manner. The use of persuasive communication skills to gain the interest and involvement of others in the work process is an important aspect of the job. An extreme sense of urgency is needed, combined with getting work done in complete, accurate detail and in accordance with company standards and policies. The motivation for this position comes from a strong sense of duty and a feeling of responsibility for completing work both quickly and correctly. A faster than average work pace is necessary combined with impatience for results. Follow-up of delegated work must be very thorough. Decision making will be done with the ideas and advice of others, but always carefully and cautiously within the guidelines of established company policy. Selling ideas to others and the ability to train, teach and motivate a team are strong aspects of this position. Change is an ongoing occurrence of this job and will be approached conservatively and with the support and guidance of management.

As a Specialty Banking Relationship Manager II, you will ensure the overall success and growth of an assigned portfolio by deepening relationships of existing clients. You will also be tasked with the acquisition of new clients. For both new and existing clients, must have the ability to cross-sell lending, depository, treasury management, merchant services, card, wealth, trust, etc., with the help of product teammates. You will be responsible for a variety of tasks including but not limited to: reviewing the client's overall needs, being a trusted advisor designing solutions, and negotiating terms. You will manage a portfolio of clients and monitor the relationships for compliance with industry standard. You will handle relationships greater than $2 million in deposits and over $25,000 in fee income. Additionally, as a Specialty Banking Relationship Manager II, you are expected to provide advice and counsel to clients and prospective clients regarding trends and conditions of the industry specific environment and general banking trends. You will review documents to ensure that they are in accordance with the Internal Bank Policy. Client relationships must also comply with banking laws and regulations, maintain compliance with all Federal and State regulations, including laws, rules and regulations dealing with safety and soundness, consumer protection and privacy and non-discrimination.

You will be asked to participate in community and business functions to ensure a positive image for the bank within the regions marketplace industry and industry specific groups, establishing referral contacts within the community is an important part of the role. Finally, you will build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position.

All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.

Minimum Requirements: To be considered for this position, you must possess the following qualifications.
  • Bachelor's degree in business, finance or related field or combination of education and work experience.
  • 5+ years of relevant Specialty Banking experience.
  • Good portfolio management, communication and sales skills.

Desired Qualifications: To be considered an ideal candidate, you should possess some of the following qualifications:
  • MBA or master's degree in business, finance or related field or combination of education and work experience.

7+ years of Specialty banking.
  • Prior work experience in the assigned Specialty industry.

Skills and Abilities:Below is a general list of desired skills and abilities; this is not an exhaustive list
  • Strong business development skills as well as an overall understanding of business finance.
  • Strong networking skills and participation in networking events in the industry area.
  • Self-directed and motivated to accomplish tasks, meet objectives and committed timelines.
  • Strong interpersonal skills with the ability to build peer and/or team cohesiveness to deliver the full complement of bank products and services.
  • Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
  • Competent in the operation of standard office equipment including computer, fax, ten (10) key calculator and phone.
  • Competent in the use of standard office software including Microsoft Outlook, Excel and Word.
  • Solid knowledge of banking policies, regulations and compliance issues.
  • Solid ability to analyze financial statements.
  • Solid knowledge of basic accounting principles.
  • Must possess a valid driver's license.


Work Environment:
  • Office setting with traditional hours.
  • Sitting for extended periods of time (typically no longer than 8 hours).
  • Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
  • Must be able to travel to the extent as necessary.

About Bank Midwest, N A

Bank Midwest, N.A. is a community bank that provides a wide range of financial services to individuals, families, and businesses. The bank offers personal and business banking services, including checking and savings accounts, loans, mortgages, and credit cards. Bank Midwest, N.A. is committed to providing its customers with the highest level of service and support, and has a team of experienced professionals who are dedicated to helping customers achieve their financial goals. The bank is also committed to giving back to the communities it serves, and supports a variety of local organizations and initiatives.
Learn more about Bank Midwest, N A
Size
500 employees
Industry

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