Sponsor Finance & Direct Lending Portfolio Management - Analyst

MUFG Bank, Ltd. • $110K — $120K *

New York, NY 10025In-Person

Finance & Insurance

Less than 5 years of experience

Reposted 4 days ago

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Job Overview by Ladders

Qualifications

Bachelor's degree; CFA candidacy is a plus
Experience in financial institutions or credit risk analysis
Understanding of accounting and corporate finance
Strong written and verbal communication skills
Proficient in financial modeling
Computer skills in Microsoft Office suite (Word, PowerPoint, Excel)
Ability to work independently under pressure

Responsibilities

Support credit analysis and management for the Sponsor/Direct Lending unit
Conduct due diligence on new transactions and evaluate existing loans
Assist in structuring and negotiating terms with Sponsor clients
Prepare detailed credit analyses and applications according to policies
Develop financial models for credit applications and quarterly reviews
Aid in idea generation and pitch books for Sponsor clients
Coordinate syndication strategies and communication with lenders

Benefits

Comprehensive health and wellness benefits
Retirement plans
Educational assistance and training programs
Income replacement for qualified disabilities
Paid maternity and parental leave
Paid vacation, sick days, and holidays

Full Job Description

Job Summary:

Overall Purpose of Job:

Primary support for evaluating and underwriting Direct Loans and other credit exposures to Private Equity owned non-investment grade borrowers ranging in size from middle market to large corporate within the Sponsor Finance & Direct Lending business unit. Analysts will also provide support for the Originations (Financial Sponsor coverage), Syndications, Monitoring and Sponsor portfolio company Relationship Management functions by assignment within the business unit.

Analyst will be a corporate finance professional, supporting Sponsor Finance & Direct Lending including non-investment grade transaction origination and credit analysis efforts. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include active credit management and monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank's net income while minimizing credit costs.

Responsibilities:

Support the credit analysis and management of the Sponsor/Direct Lending business unit
Perform due diligence on new transactions as well as regularly scheduled evaluation of the existing loan portfolio
Provide support for evaluating, structuring and negotiating terms and credit agreements with Sponsor clients
Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks; and company historical operating performance, projected operating performance and capital structure.
Modeling skills required for both the credit application process and quarterly review presentations.
Provide support for coverage team's idea generation and pitch books for Sponsor clients and potential clients and attend client meetings as required
Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms
Responsible for the coordination and communication of account information across various constituencies throughout the organization.
Generalist coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources.
Oversight of facility closing procedures including both operations and documentation.

Advanced Client Solutions:

Work within deal team environment (with GRM, Corporate Advisory, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas.
Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance).
Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues.
Participate in client and bank meetings as necessary.

Policy and Transaction Responsibilities:

Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy.
Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level.
Ensure compliance with policy and regulatory requirements.

Requirements:

Bachelor's degree, CFA candidacy is a plus.
Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers
Knowledge of accounting and corporate finance
Strong written, verbal, and interpersonal skills
Strong financial modeling skills
Good computer skills in Microsoft Word, Power Point, and Excel.
Able to work independently and under pressure.

The typical base pay range for this role is between $110k-$120k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

About MUFG Bank, Ltd.

MUFG Bank, Ltd. Careers

There has never been a better time to join the global team at MUFG Bank, Ltd., a premier institution recognized for its leadership in the financial sector. MUFG Bank, Ltd. offers a plethora of job opportunities that cater to a variety of skills and interests, all while fostering professional growth and innovation.

Work You’ll Do

Join MUFG Bank, Ltd.'s distinguished team to assist some of the most sophisticated clients in navigating their financial landscapes. At MUFG Bank, Ltd., team members lead from a unique position in the marketplace, at the crossroads of financial expertise, industry knowledge, and digital innovation. Engage with a global team of business and financial advisors to help clients master their economic strategies and challenges. Collaborate with the largest group of finance professionals in the industry – a network that spans across continents offering unmatched opportunities for networking and professional development.

Introducing the MUFG Bank, Ltd. Business Advisory

The team is dedicated to building a leading Advisory group to guide some of the most renowned companies through their financial strategies using innovative solutions.

Do Innovative Work

Be part of a team that delivers targeted financial solutions through a depth and breadth of consulting experience and innovation that’s second to none.

Be Part of a Great Team

Work on a wide range of financial technologies and harness the unparalleled capabilities, global scale, and joint solution development that only MUFG Bank, Ltd. can offer.

Future-Proof Your Career

Advance your career as far as your ambition can take you with limitless opportunities supported by unmatched training, development, and certification support.

Explore

Discover how MUFG Bank, Ltd. is leading the way in financial innovation with cutting-edge projects like blockchain for secure transactions and AI for risk assessment.

The MUFG Bank, Ltd. Alliance

The combined service capabilities, global scale, and joint solution development enable clients to overcome challenges and lead transformation in their industries. Clients worldwide turn to MUFG Bank, Ltd. for new strategies and financial solutions to drive growth and success in the digital era.

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