Ripple

Software Engineer II

Ripple$140K — $174K *
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 5-7 years of full stack engineering experience in cloud-native, distributed systems.
  • Experience in designing and delivering large-scale systems.
  • Strong API design and integration skills (REST/gRPC).
  • Familiarity with frontend frameworks (React, Vue).
  • Proficient with cloud platforms, preferably AWS, and container orchestration (Kubernetes, ECS).
  • Ability to handle technical debt while delivering business value as well as leadership skills.

Responsibilities

  • Lead design and development of backend services for onboarding across Ripple's product suite.
  • Collaborate with product and engineering teams to create scalable data pipelines.
  • Migrate onboarding logic from Salesforce to resilient, observable services.
  • Develop platform capabilities for efficient, compliant onboarding processes.
  • Contribute to foundational data modeling for Ripple's future identity platform.
  • Promote engineering excellence in code quality, testing, and operations.
  • Mentor engineers and foster a high-performance team environment.

Benefits

  • Flexible work arrangements.
  • Health, dental, and vision insurance.
  • 401(k) with company match.
  • Generous paid time off policy.
  • Professional development opportunities.
Full Job Description
THE WORK

At Ripple, the Customer Onboarding Platform is where every customer's journey begins, and it's about to get a full-scale rebuild.

We recently became a horizontal platform team serving all Ripple products. Our next chapter:
  • Unwinding years of Salesforce-bound logic into modern, engineering-owned backend services.
  • Integrating best-in-class vendors like Persona for KYC/KYB, while building the surrounding orchestration, data flows, and service layer.
  • Designing the systems and data model that will make onboarding scalable, observable, and reliable across products.

If you're a Senior engineer who thrives on modernizing fragile systems, building robust services around vendor integrations, and driving architecture at company-wide scale, this is your opportunity.
Why this role matters:

Onboarding is where customers form their first impression of Ripple, and where trust is earned. As the technical anchor for a small, high-impact team, you will:
  • Build for impact - Everything you create will serve multiple Ripple products, from Payments to Custody to Stablecoin.
  • Start from zero - Design and build new backend services from the ground up to power onboarding across products.
  • Tackle the hard stuff - Unwind years of technical debt while designing systems built to last.
  • Shape Ripple's architecture - Partner with Product, Compliance, and Engineering to influence company-wide technical direction.
  • Scale the right way - Mentor engineers and grow a high-performing team, with direct executive backing.

This isn't just about writing code, it's about designing how Ripple's onboarding platform will work for years to come.
WHAT YOU'LL DO
  • Lead the design and development of distributed, cloud-native backend services that power onboarding across Ripple's product suite.
  • Partner with Product, Compliance, and other engineering teams to design scalable orchestration and data pipelines.
  • Migrate core onboarding logic out of Salesforce into resilient, observable services and a dedicated persistence layer.
  • Build platform capabilities that enable faster onboarding with fewer customer touchpoints, while preserving trust and compliance.
  • Contribute to foundational data modeling work that will feed into Ripple's future identity platform (while ownership of Identity will move to a dedicated team).
  • Champion engineering excellence in code quality, testing, and operational practices.
  • Mentor engineers and help grow a lean, high-impact team.
WHAT YOU'LL BRING
  • Deep full stack engineering experience in modern, cloud-native, distributed systems.
  • Proven track record designing and delivering large-scale systems in complex environments.
  • Strong API design and integration skills (REST and/or gRPC).
  • Exposure to frontend frameworks (React, Vue, etc.) for full-stack capability.
  • Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
  • Comfort navigating and reducing technical debt while delivering business value.
  • Leadership skills: can set technical direction, mentor others, and influence cross-team decisions.
Preferred (But Not Required)
  • Experience with our current stack: Java + Spring Boot.
  • We welcome candidates from other backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
  • Event-driven architecture (Kafka, SNS/SQS, etc.).
  • Domain knowledge in fintech, regtech, KYC/KYB, identity verification, or compliance-heavy systems.

#LI-DNI

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant's experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$140,000-$174,999 USD

Benefits listed above are for full-time employees.

About Ripple

Ripple is a technology company that provides solutions for global payments. The company's main product is the Ripple payment protocol and its associated digital currency XRP. Ripple's payment protocol is designed to enable secure, instantly and nearly free global financial transactions of any size with no chargebacks. Ripple's customers include banks, payment providers, digital asset exchanges and corporates. The company was founded in 2012 and is headquartered in San Francisco, California.
Learn more about Ripple
Size
500 employees
Industry
Founded
2012

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