Affirm

Software Engineer II, Backend (ML Training & Serving)

Affirm$142K — $210K *
US-AnywhereRemote in United States
Information Technology
Less than 5 years of experience
Job Overview by Ladders

Qualifications

  • 1.5+ years of experience in software engineering.
  • Proficient in backend systems development using Python or Kotlin.
  • Familiar with distributed systems and technologies like AWS, MySQL, and Kubernetes.
  • Ability to break down complex problems into effective solutions across multiple software components.
  • Skilled in debugging code and providing constructive feedback through code reviews.
  • Proactive in seeking feedback for professional growth.
  • Strong communication skills for collaboration with a global team.

Responsibilities

  • Break down larger projects into individual tasks and deliver them in phases with team support.
  • Collaborate across engineering teams to articulate technical constraints and understand risks.
  • Monitor and support the operational availability of team artifacts and participate in on-call efforts.
  • Contribute to team culture by engaging in growth activities like the interview process.
  • Develop metrics for assessing system performance and operational health.

Benefits

  • 100% subsidized medical coverage for you and your dependents.
  • Generous stipends for technology, food, and lifestyle through Flexible Spending Wallets.
  • Wellness days (Away Days) to recharge and take off work.
  • Learning and development programs for continuous growth.
  • Comprehensive parental benefits for employees.
  • Access to Employee Resource & Community Groups.
Full Job Description
Machine Learning is central to how Affirm delivers on its mission, powering decisions across underwriting, fraud, servicing, and personalization. We are seeking a Software Engineer II to join our ML Training & Serving engineering team, the team that builds and operates the critical infrastructure that enables models to be trained and served across Affirm. This role sits at the intersection of distributed systems, ML infrastructure, and platform engineering. We value engineers who listen closely, invite feedback, and work effectively across organizational boundaries, while maintaining a high bar for ownership, technical judgment, and execution. Strong candidates care about building reliable shared platforms, improving developer velocity, and creating durable systems that enable teams across the company to move faster with confidence. What You'll Do • With the support of your team's tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. • You will support your peers and stakeholders in the product development lifecycle by collaborating across engineering, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. • You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts. • You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. What We Look For • You have a total of 1.5+ years of experience as a software engineer. • You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin. • You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. • You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. • You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. • Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. • You have strong verbal and written communication skills that support effective collaboration with our global engineering team. • This position requires either equivalent practical experience or a Bachelor's degree in a related field. Pay Grade - L Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - 210,000 USD USA base pay range (all other U.S. states) per year: $142,000 - 192,000 USD Additional benefits include: • Flexible Spending Wallets for tech, food and lifestyle • Away Days - wellness days to take off work and recharge • Learning & Development programs • Parental benefits • Employee Resource & Community Groups #LI-Remote Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities. We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

About Affirm

Affirm is a publicly traded financial technology company headquartered in San Francisco, United States. Founded in 2012, the company operates as a financial lender of installment loans for consumers to use at the point of sale to finance a purchase. Affirm was founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell as part of the initial portfolio of startup studio HVF. Levchin, who co-founded PayPal, became CEO of Affirm in 2014. In October 2017, the company launched a consumer app that allowed loans for purchases at any retailer. The company announced a partnership with Walmart in February 2019. Under the partnership, Affirm is available to customers in-store and on the Walmart website. Affirm has partnered with e-commerce platforms including Shopify, BigCommerce, and Zen-Cart. On November 18, 2020, Affirm filed with the Securities and Exchange Commission in preparation for an initial public offering. On December 12, 2020, it was reported that Affirm had postponed its IPO. On January 13, 2021, Affirm became listed on NASDAQ with symbol AFRM, raising about $1.2 billion in its IPO. By the next day, the price of shares had doubled, making Levchin's stake worth about $2.5 billion. In May 2021, Affirm acquired Returnly, a financial technology service company, for $300 million.
Learn more about Affirm
Size
1,300 employees
Market Cap
$2.5 billion
Industry
Net Income
-$97.6 million
Founded
2012
Revenue
$617.1 million
NASDAQ

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