Job Description
As a valued colleague on our team, you will provide expert advice and guidance to team members on developing a policy framework and implementing changes that align with Fannie Mae's strategy. In this role, you will ensure policies reflect the appropriate risk tolerance and compliance with all relevant regulatory guidance, drive policy alignment within digital strategies, and provide guidance on internal policies, business standards, and regulatory interpretation.
THE IMPACT YOU WILL MAKE
The SF Risk – Policy – Lead Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:
Refine the enterprise's Single Family credit risk and underwriting policies.
Ensure policies reflect appropriate risk tolerance and comply with applicable regulatory guidance, supervisory expectations, and internal governance standards.
Support digital and strategic initiatives by ensuring underwriting polices are clearly defined, aligned, and consistently applied across digital platforms.
Provide guidance on internal policies, business standards, and regulatory interpretation to support sound risk and compliance decisions.
Support policy change initiatives by assessing impacts, documenting requirements, and advising on implementation approaches.
Develop and maintain policies that effectively balance risk management with business innovation, enabling responsible growth while ensuring regulatory compliance.
Collaborate with Legal, Compliance, Single-Family business teams, and enterprise risk partners to ensure policies are consistent, well-governed, and effectively communicated.
Analyze emerging risks, market trends, and regulatory changes to ensure our policies reflect the risks and opportunities presented in the current environment. Consider, where applicable, relevant enterprise systems and processes to develop optimal policy guidance.
THE EXPERIENCE YOU BRING TO THE TEAM
Minimum Required Experiences:
At least 4 years related experience in the primary or secondary mortgage market
Excellent written and verbal communication skills; ability to present appropriately for varied audiences at all levels of the organization
Self-motivated with the ability to work independently
Experience collaborating across different functional areas to achieve a common goal
Ability to gather accurate information to explain concepts and answer critical questions
Strong time management and prioritization skills to balance multiple project
Shows curiosity and adaptability in learning and responsibly applying new technologies, including artificial intelligence, to reimagine how we work.
Desired Experiences:
Bachelor’s Degree or Equivalent
Comprehensive understanding of the end-to-end mortgage loan lifecycle and secondary market dynamics
Strategic thinking skills and ability to align digital initiatives with business goals
Risk assessment and management skills, including evaluating risk and identifying controls.
Experience in the development of products and/or policy throughout the lifecycle, including consideration of operational impacts and implementation
Problem solving skills, including identifying problems, developing and evaluating options, and implementing solutions.
Ability to manage relationships, including managing and engaging stakeholders, customers, and vendors, and building relationship networks
Presentation skills, including leading policy discussion forums for internal and external groups.
Experience building, maintaining, and analyzing reports and developing workflows.
#LI-Hybrid
Single Family - Policy - Lead Associate
Qualifications
Education:
Bachelor's Level Degree (Required)
For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.
The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more .
Requisition compensation:
123000
to
161000
